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Credit CardsNew relationships can bring great rewards. In addition to all the benefits of credit from the world's most reliable services like Visa® and MasterCard®, when you get a credit card from First Source, you also get our support. It's the best of all worlds, with low fixed APRs, minimum monthly payments, no annual fees, generous grace periods and rewards. There are no strings attached and you get convenient, local help. Rates effective June 1, 2010
Type of Card
| Annual Percentage Rate
(APR)
| Minimum Credit Line
| Visa® Platinum
(with rewards)
| 8.9%
| $5,000
| Visa® Gold
| 11.9%
*Introductory APR: 2.99% applies to purchases and balance transfers made within the first 60 days after account opening date. Introductory rate remains in effect for 6 months after account opening date. | $3,000
| | MasterCard® | 13.9%
*Introductory APR: 2.99% applies to purchases and balance transfers made within the first 60 days after account opening date. Introductory rate remains in effect for 6 months after account opening date.
| $500
|
Minimum Finance Charge
| None if paid in full each month
| Balance Calculation Method
| Average Daily Balance
(including new purchases)
| Cash Advance Transaction Fee
| $0.00
| Over the Limit Fee
| $0.00
| Late Payment Fee
| $25.00
| Grace Period for New Purchases
| $0.00
| Annual Membership Fee
| $0.00
| Returned Check Fee
| $15.00
| Balance Transfer Fee
| $0.00
|
*2.9% APR applies to purchases and balance transfers made within the first 60 days after account opening date. Account must me in good standing to be eligible for this promotion. The 2.99% will remain on these balances until paid in full up to a maximum of 6 months. At that time, any outstanding balances will return to the standard current APR. Except as otherwise stated in this offer, balances created in the conjunction with this promotion are subject to the terms of your existing Cardholder Agreement. This offer can not be used to pay off other First Source obligations.
Loan rates are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval.
For additional inquiries, please visit one of our convenient locations or contact us at 315.735.8571 or 1.800.735.8571.
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