Stop Payment $10.00
	Check return for non-sufficient funds $25.00
	Member Reserve access $25.00
	Returned deposit item drawn on your account for another financial institution $25.00
	Other checks deposited or cashed and returned unpaid $5.00
	Overdraft transfer from another deposit account (3 free per month) $2.00
	Check copy $3.00
	Faxed check copy $4.00
	memberBILLPAY No Charge *if used at least once every 90 days, otherwise $4.50/month
	Hourly fee for research time on account reconciliation $10.00
	Statement copy $1.00
	Check printing price may vary depending on style
	Foreign ATM transaction $.75
	Foreign ATM balance inquiry $.50
	Point of sale / Check Card transaction No Charge
	ATM and Check replacement cards $10.00
	Closed accounts held less than 6 months $10.00
	Monthly fee for inactive savings accounts (no activity for 1 year and a balance of less than $200.00 waived if under 19) $8.00
	Monthly fee for inactive checking accounts (no activity for 1 year and a balance of less than $200.00 waived if under 19) $8.00
	Check cashing fee for inactive account $5.00
	Wire transfers (incoming) $8.00
	Wire transfers (outgoing) Domestic $15.00 International $35.00
	Processing Bond coupons (per envelope) $20.00
	For account information log on to memberONLINE or call us at 735-8571

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