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Loan Center

Through a wide variety of loan products, First Source FCU provides members with competitive rates and terms. Our tiered rates offer the best possible rates for those who qualify. The better the credit, the better the rate.

During regular business hours auto loan approvals are made in one hour. All other non-real estate loans receive same day decisions.
Apply by phone, fax, online or in person.

Great rates that save you money
Flexible terms to meet your budget
Pre-approvals to save you time
Quick loan decisions
Convenient and friendly service


We offer a variety of Auto Loans. Visit our Auto Loan Center for details.



We offer a fixed rate loan or a variable rate line of credit with convenient check access.


Purchase, refinance or construct a new home with a mortgage product to meet your needs. We offer fixed and variable rates and a variety of terms. Visit our Real Estate Center for details.

Credit Cards
Don't have enough cash for your must haves? With a First Source VISA
® Gold, MasterCard® or VISA® Platinum with rewards, we'll give you the credit you need when your needs exceed your wallet. Apply now.

Type of First Source Credit Card:
Annual Percentage Rate (APR):

Minimum Credit Line:

MasterCard®
2.99%* / 13.9%
$500.00
VISA® Gold
2.99%* / 11.9%
$3,000.00
VISA® Platinum
8.9%
$5,000.00

Minimum Finance Charge:
Balance Calculation Method:
**None
Average Daily Balance
(Including New Purchases)
Cash Advance Transaction Fee:
Over the
Limit Fee:
Late Payment Fee:
$0.00

$25.00
(per occurrence)

$25.00
Annual Membership Fee:
Grace Period for New Purchases:
$0.00
25 Days
Returned Check Fee:
Balance Transfer
from Other Institutions:
$15.00
$0.00

*2.99% APR applies to purchases and balance transfers made within 60 days of the account open date. Account must be in good standing to be eligible for this promotion. The 2.99% APR will remain on these balances until paid in full up to a maximum of 6 months. At that time, any outstanding balances will return to the standard current APR. Except as otherwise stated in this offer, balances created in conjunction with this promotion are subject to the terms of your existing Cardholder Agreement. This offer can not be used to pay off other First Source FCU obligations. Payments will be applied to lowest rate balances first.

**You can avoid Finance Charge on purchases by paying the full amount of the New Balance of Purchases each month within 25 days of your statement closing date.

Credit Builder
At First Source FCU, our mission is to provide value to our members. One way we do that is by saving you money on loans! Even members who may have had past credit problems will benefit from financing their loan with First Source FCU. It's all part of the Credit Union difference! Apply now.

Lines of Credit
Obtain a line of credit to have quick access to a loan when you need it. Whether it is for an unexpected event or purchase or you need overdraft protection for those little checkbook balancing errors - we can help.
Apply now.

Personal Loans
When you need a loan for a personal reason, we have them! We’re committed to our members and their individual needs….Whether you are purchasing a new computer, making plans for your dream vacation or installing a new pool, First Source FCU can give you the credit to make it possible. Apply now.

Student Loans
As an educationally based institution, we at First Source FCU understand the importance of a solid education. That’s why we’re committed to offering the latest college financing options to our members at an affordable credit union rate. If you’re thinking about pursuing your education, ask about our student loans first! For more information, visit www.glhec.org

Stafford Loans
Going it alone and in need of some financial help? You may be eligible for government assistance. Stafford Loans are low-interest loans for students with demonstrated financial need.

Plus Loans
Has your child been accepted to the Ivy League school of your dreams, but you are concerned about paying the bill? A Federal PLUS Loan may be the solution. PLUS Loans are parent or guardian education loans based on credit-worthiness.

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Related Links
Carbuyer's Helpline | Credit Report | DMV | EZ Pass |Rates | Auto Loans | Real Estate Loans | Home