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First
Source Federal Credit Union recognizes that a key concern of our members
is the use of their information once it has been collected and the
original transaction completed. Our credit union uses the information
only to the extent necessary to carry out our daily business activities
and to provide services and other opportunities of interest to our
members.
We are committed to providing you with competitive products and services
to meet your financial needs, which necessitates that we share information
about you to complete your transactions and to provide you with certain
financial opportunities. In order to do so, we have entered into agreements
with other companies that provide either services or additional financial
products to us for you to consider.
Under these arrangements, we may disclose all of the information we
collect, as described below, to companies that perform marketing and
other services on our behalf or to other financial institutions with
whom we have a joint marketing agreement. To protect our members’
privacy, we will partner only with companies that follow strict confidentiality
requirements and limit the use of information we provide. We do not
permit these companies to sell to other third parties the information
we provide to them.
When the new Financial Privacy Law took effect, we did not have to
make any changes to our practices to be fully in compliance. We highly
value privacy of your financial and personal information. If you have
any questions, please contact us at 315–735-8571 or 1-800-735-8571.
Thank you for choosing First Source FCU for your financial needs.
We collect the following nonpublic information about you from a variety
of sources and may disclose all the information we collect to companies
that perform marketing services on our behalf or to other financial
institutions with which we have joint marketing agreements.
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From membership and loan applications and other forms, we obtain
information such as your name, address, social security number
and income. |
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From information as a result of transactions between the Credit
Union and other companies as a result of providing you products
and services. This includes transaction information from share
drafts (checks), debit cards, credit cards, automated teller machine
(ATM) cards, and electronic transfers (for example, automated
clearinghouse (ACH) transactions). |
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From
consumer reporting agencies, we obtain information such as your
credit worthiness and credit history. |
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From
verifications of information you provide on applications and other
forms, we obtain information from current or past employers, other
financial institutions and other sources listed on the application. |
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We may disclose all the nonpublic information we collect to:
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Companies
that perform marketing services on our behalf and/or to other
financial institutions with whom we have joint agreements such
as CUNA Mutual Group. |
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Financial
service providers such as mortgage brokers, security brokers/dealers,
and insurance agents. |
We may
also disclose information about you under other circumstances as permitted
or required by law. These disclosures typically include information
to process transactions on your behalf, conduct the operations of
our credit union, and follow your instructions as you authorize, or
protect the security of our financial records.
If you terminate your membership with First Source FCU, we will not
share information we have collected about you, except as permitted
or required by law.
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We restrict access to nonpublic personal information about you to
those employees who a have a specific business purpose in utilizing
your data. Our employees are trained in the importance of maintaining
confidentiality and member privacy. We maintain physical, electronic,
and procedural safeguards that comply with federal regulations and
leading industry practices to safeguard your nonpublic personal information.
At First Source FCU, we believe that protecting the safety and privacy
of our web site visitors is one of our fundamental responsibilities.
The following information will help you to understand how we protect
the information gathered from www.fsource.org.
First Source FCU collects information such as user name, e-mail addresses,
Internet Service Provider address, access time and date, clickstreams,
and failed logon attempts. First Source FCU collects this information
for internal reporting of web site statistics, and product monitoring
to improve our services. Information obtained from our web site is
kept secure and access to that information is limited within the Credit
Union to personnel who need to know the information to provide products
or services to our members and to properly operate the Credit Union.This
information about members and former members is never disclosed to
third parties except as permitted or required by law.
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First Source FCU's encrypted web site has security measures in place
to protect against access, misuse or alteration of your information.
All sensitive transactions use Secure Socket Layer (SSL) encrypted
network transmissions. (SSL was created for use in transmitting private
information over the Internet and encrypts [converts data into secret
code] information exchanged between a web browser and a web server).
Transmission of online applications is encrypted using PGP Encryption
software. First Source FCU may use feedback from visitors that is
received via e-mail from our site to respond to inquiries, comments,
or suggestions.
First Source FCU asks that you do not send confidential information
to us via e-mail. E-mail is not necessarily secure against interception.
If your communication is sensitive, or includes personal information
such as member numbers, credit card numbers, personal identification
numbers, social security number, or date of birth, you should contact
us by phone or regular mail.
Our web site may contain links to other web sites. First Source FCU
is not responsible for the privacy practices of those sites. We encourage
all users to read the privacy statement of all linked websites.
Opt Out Notice
If you prefer that we do not disclose any nonpublic personal information
with any party not affiliated with the Credit Union (other than disclosures
permitted by law) you may do so by putting your request in writing
and sending it to:
First Source Federal Credit Union
4451 Commercial Drive
New Hartford, NY 13413
Attn: Operations Department
Your request must include your account number(s) and be signed.
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