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Rates quoted are effective as of August 29, 2008
Rates quoted are the best available. Loan rates and terms are determined by overall credit history
and are subject to change. Applications are subject to credit approval. Loan rates quoted include a
discount for automatic loan payment. We do business in accordance with the Federal Fair Housing
Law and Equal Credit Opportunity Act.
Loan
rates reflect a 0.25% discount for having loan payments made
by automatic transfer
and direct deposit or an active checking account. If you should discontinue
any one of these
services before your loan matures, your interest rate may be increased by 0.25%.
VEHICLES & MOTORCYCLES |
|||||||
Loan Type |
12 Month |
24 Month |
36 Month |
48 Month |
60 Month |
72 Month |
84 Month |
New |
4.94%
|
4.94% |
5.04% |
5.14% |
5.24% |
5.34% |
5.44%
|
Used |
5.54% |
5.54% |
5.64% |
5.74% |
5.84% |
N/A
|
N/A |
Payments
for a 5 year new vehicle loan would be $18.98/$1,000.
Payments for a 5 year used vehicle loan would be $19.26/$1,000.
RECREATION VEHICLES & EQUIPMENT |
|||||
|---|---|---|---|---|---|
Loan Type |
12 Month |
24 Month |
36 Month |
48 Month |
60 Month |
New & Used |
6.30% |
6.30% |
6.40% |
6.50% |
6.60% |
Loan Type |
72 Month |
84 Month |
96 Month |
108 Month |
120 Month |
New & Used |
6.70% |
6.80% |
6.90% |
7.00% |
7.10% |
| BOATS & MOTOR HOMES | |||||
|---|---|---|---|---|---|
Loan Type |
12 Month |
24 Month |
36 Month |
48 Month |
60 Month |
New
(2005-2008) |
6.04% |
6.04% |
6.14% |
6.24% |
6.34% |
Used
(2004 & Older) |
6.55% |
6.55% |
6.65% |
6.75% |
6.85% |
Loan Type |
72 Month |
84 Month |
96 Month |
108 Month |
120 Month |
| New (2005-2008) | 6.44% |
6.54% |
6.64% |
6.74% |
6.84% |
| Used (2004 & Older) | 6.95% |
7.05% |
N/A |
N/A |
N/A |
FIXED RATE HOME EQUITY |
||
1-5 Years |
6-10 Years |
11-15 Years |
|
5.49% |
5.99% |
6.49% |
Payments for a 10 year loan would be $11.10/$1,000.
VARIABLE RATE HOME EQUITY LINE OF CREDIT |
|
INITIAL RATE FOR FIRST SIX MONTHS |
VARIABLE RATE |
1.99%* |
Prime Rate |
*After 6 months, the APR (Annual Percentage Rate) may vary monthly based on the Prime Rate published in the Wall Street Journal plus a margin.
Prime
rate as of 5/1/2008 is 5.00%. Minimum Line of Credit loan is
$7,500. Rates
can increase or decrease, but not to exceed 15.99% APR.
If a Line of Credit is closed within 3 years of the
opening date, reimbursement for certain fees paid
to third parties to open the line is required.
These fees can be as low as $386 for a $25,000 loan or $761 for a $100,000 loan.
PERSONAL
SIGNATURE LOANS |
||||
| 12 Month | 24 Month |
36 Month |
48 Month |
60 Month |
9.65% |
9.75% |
9.85% |
9.95% |
10.05% |
Payments
for a 5 year loan would be $21.27/$1,000.
Mortgages |
|
15 years |
30 years |
6.125% |
6.375% |
Mortgage APRs are subject to change daily.
Please contact a Representative for current rates.