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Rates quoted are effective as of August 29, 2008

SHARE ACCOUNT RATE SCHEDULE

Type of Account

Minimum Balance to
Earn Dividends

Dividend Rate

Annual Percentage Yield

Regular Share, IRA Share/SEP, Kirby Kangaroo, CU Succeed Share

$0.01 to $999.99

0.25%

0.25%
$1,000.00 to $4,999.99

0.50%

0.50%

$5,000.00 and Over

1.00%

1.01%

 Holiday, Vacation Club, Summer Saver

$50.00

0.50%


0.50%

Money Market, Money Market (IRA)
Under $5,000.00
0.000%
0.000%
$5,000.00-$9,999.99
1.500%
1.510%
$10,000-$24,999.99
1.750%
1.760%
$25,000.00-$49,999.99
2.000%
2.018%
$50,000.00 and Over
2.500%
2.529%

Premier Checking & Premier Plus Checking

$0.01 to $ 999.99

0.25%

0.25%
$1,000.00 to $4,999.99

0.25%

0.25%
$5,000.00 and Over

0.50%

0.50%

Rates and yields are effective as of the last dividend declaration date of
August 18, 2008.

  TERM SHARE CERTIFICATES

 Period

Minimum Balance to Earn Dividends

 Dividend Rate

Annual Percentage Yield

3 Months

$1,000.00

2.227%

2.250%

6 Months

$1,000.00

2.472%

2.500%

12 Months

$1,000.00

2.716%

2.750%

24 Months

$1,000.00

2.960%

3.000%

36 Months

$1,000.00

3.203%

3.250%

48 Months

$1,000.00

3.445%

3.500%

IRA Share Certificate

$1,000.00

Same Rates as the 12, 24, 36, & 48 Month Term Certificates listed above

Kirby Kangaroo Share Certificate

$500.00

Same Rates as the 6, 12, & 24 Month Term Certificates listed above

CU Succeed Share Certificate

$500.00

Same Rates as the 6, 12, & 24 Month Term Certificates listed above

Term Share Rates and Annual Percentage Yields are effective as of
August 29, 2008
and are subject to change.

Early withdrawal penalties may apply.

For current rate information, please call 735-8571

Your savings federally insured to at least $100,000 by the  National Credit Union Administration, a U.S. Government Agency.



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