Rates

Loan Rates

1st Lien Home Equity Loan

Account Type	Term	APR
Fixed Rate With Closing Costs	1-10 Years	as low as 4.24%
	11-15 Years	as low as 4.99%
Fixed Rate No Closing Costs	1-10 Years	as low as 4.74%
	11-15 Years	as low as 5.49%
Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval. Membership eligibility is required. Rates quoted include a .25% relationship discount which consists of automatic loan payment and a checking account or direct deposit. Promotional rates apply to new loans and are based on a loan to value (LTV) up to 80%. Fixed Rate With Closing Costs: Fees vary depending on loan amount and can be as low as $350 for a $50,000 loan or $725 for a $100,000 loan. Monthly payments for 10 years would be $10.24 per $1,000 borrowed. Fixed Rate No Closing Costs: If closed within 3 years of the opening date, reimbursement for certain fees paid to third parties to open the loan is required. Fees vary depending on loan amount and can be as low as $665 for a $50,000 loan or $1,115 for a $100,000. Monthly payments for 10 years would be $10.48 per $1,000 borrowed.