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RatesLoan RatesHome Equity LoansRates effective February 3, 2012| Account Type | Term | APR | | | | | Fixed Rate | 1-5 Years | as low as 4.74% |  | | | | | 6-10 Years | as low as 5.24% | | | | | | 11-15 Years | as low as 5.74% | | | | Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval. Rates quoted include a .25% relationship discount which consists of automatic loan payment and a checking account or direct deposit. Rates apply to new loans and are based on a loan to value (LTV) up to 80%.
Monthly payments for a 10 year home equity loan would be $10.73 per $1,000 borrowed.
If closed within 3 years of the opening date, reimbursements for certain fees paid to third parties to open the loan is required. Fees vary depending on loan amount and can be as low as $735 for a $50,000 loan or $1,185 for a $100,000 loan.
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