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RatesShare Account RatesShare AccountsRates effective May 11, 2012
| Account Type | Minimum Balance to Earn Dividends | Dividend Rate | Annual Percentage Yield | | | | | Regular Share, IRA Share/SEP | $0.01 - $999.99 | 0.15% | 0.15% | | | | | | $1,000.00 - $4,999.99 | 0.25% | 0.25% | | | | | | $5,000.00 and Over | 0.40% | 0.40% | | | | | Club Account | $50.00 | 0.15% | 0.15% | | | | Share Rates and Annual Percentage Yields are determined by the Board of Directors and accurate as of the last dividend declaration date of March26, 2012 and are subject to change without notice. $5 minimum deposit required at account opening.
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CheckingRates effective May 11, 2012| Account Type | Minimum Balance to Earn Dividends | Dividend Rate | Annual Percentage Yield | | | | | Premier & Premier Plus Checking | $0.01 - $999.99 | 0.10% | 0.10% | | | | | | $1,000.00 - $4,999.99 | 0.15% | 0.15% | | | | | | $5,000.00 and Over | 0.25% | 0.25% | | | | Share Rates and Annual Percentage Yields are determined by the Board of Directors and accurate as of the last dividend declaration date of March 26, 2012 and are subject to change without notice.
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Money MarketRates effective May 11, 2012| Account Type | Minimum Balance to Earn Dividends | Dividend Rate | Annual Percentage Yield | | | | | Money Market & Money Market (IRA) | Under $5,000.00 | no dividends earned | no dividends earned | | | | | | $5,000.00-$9,999.99 | 0.50% | 0.50% | | | | | | $10,000.00-$24,999.99 | 0.60% | 0.60% | | | | | | $25,000.00-$49,999.99 | 0.70% | 0.70% | | | | | | $50,000.00 and Over | 0.80% | 0.80% | | | | Share Rates and Annual Percentage Yields are determined by the Board of Directors and accurate as of the last dividend declaration date of March 26, 2012 and are subject to change without notice.
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Term Share CertificatesRates effective May 11, 2012| Account Type | Term | Minimum Balance to Earn Dividends | Dividend Rate | Annual Percentage Yield | | | | | Share Certificate | 3
Months | $1,000.00 | 0.40% | 0.40% | | | | | | 6
Months | $1,000.00 | 0.60% | 0.60% | | | | | | 12 Months | $1,000.00 | 0.80% | 0.80% | | | | | | 24 Months | $1,000.00 | 1.29% | 1.30% | | | | | | 36 Months | $1,000.00 | 1.79% | 1.80% | | | | | | 48 Months | $1,000.00 | 2.03% | 2.05% | | | | | IRA Certificate | 12 Months | $1,000.00 | 0.80% | 0.80% | | | | | | 24 Months | $1000.00 | 1.29% | 1.30% | | | | | | 36 Months | $1,000.00 | 1.79% | 1.80% | | | | | | 48 Months | $1,000.00 | 2.03% | 2.05% | | | | | Kirby Kangaroo Share Certificate | 6
Months | $500.00 | 0.60% | 0.60% | | | | | | 12 Months | $500.00 | 0.80% | 0.80% | | | | | | 24 Months | $500.00 | 1.29% | 1.30% | | | | | CU Succeed Share Certificate | 6
Months | $500.00 | 0.60% | 0.60% | | | | | | 12 Months | $500.00 | 0.80% | 0.80% | | | | | | 24 Months | $500.00 | 1.29% | 1.30% | | | | Share rates and yields are subject to change without notice. Early withdrawal penalties may apply. For current rate information, please call 735-8571.
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