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Home Equities

Borrow Better. You’ve owned your home for a bit and built up some equity. So why not use that to your advantage and borrow against it. We have home equity options of loans and lines of credit, and you can finance up to 80% of your home’s appraised value. We offer both fixed and variable rate home equities, with 24/7 account access. And we have escrow options on 1st lien properties—a convenient and hassle-free way to ensure your taxes are paid on time! This is a great way to afford larger home improvements, or pay for college tuition.

Get started now. Submit the form below, or call 315-735-8571 to make an appointment. At First Source, where You’re First!

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What is a Home Equity”
Fixed Rate With Closing Costs
Term: 1-5 Years
APR: as low as 2.49%
Fixed Rate No Closing Costs
Term: 6 -10 Years
APR: as low as 3.24%
Fixed Rate With Closing Costs
Term: 6-10 Years
APR: as low as 3.74%
Variable Rate
APR: as low as Prime Rate
Introductory Rate
APR: as low as 1.99% for six months

View all rates

Your savings federally insured to at least $250,000 and backed by the full faith
and credit of the United States Government.
Membership eligibility is required.
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