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Kids Age 0-9

Saving is fun!
It’s never too early to Learn Good Financial Habits

Parents, have you started a savings account for your little one yet? Start them off right with a Saveroo account and they’ll enjoy being a part of our Kirby Kangaroo Kids Club.

Saveroo Savings Account

  • $5 minimum balance
  • Earn dividends
  • Free piggy bank or Velcro wallet at account opening

Investeroo Share Certificate

  • Low $500 minimum balance
  • Terms from 6-24 months
  • Fixed rates

Let's get started.

Make an appointment to open a youth account for your child today.

Make an Appointment

Saving Yields Rewards

For every $5 they deposit, they’ll earn 1 Kirby Buck. (Direct deposits are not included). They’ll learn the value of saving and be rewarded as they go! They can redeem their Kirby Bucks for prizes. Limit 5 Kirby Bucks given out per person/per account/per day. Limit of 1 prize redeemed per person/per account/per day.

Current Savings Prizes
Water Bottle (3) Kirby Bucks
1 Utica Zoo Day Pass (4) Kirby Bucks
1 Utica Children's Museum Day Pass (4) Kirby Bucks
$5 Sweet Frog Gift Card (5) Kirby Bucks
$5 Nicky Doodles Gift Card (5) Kirby Bucks
$5 Vinny's Pizza (Herkimer) Gift Card (5) Kirby Bucks
$5 Marquee Cinemas Gift Card (7) Kirby Bucks
2 Games/Shoes King Pin Lanes (10) Kirby Bucks

Kids can also learn about saving with fun stories and interactive games on our sister Kirby Kangaroo website.

Children's Privacy Policy

For kids, saving can be simple and fun. A great way to start is with clear jars, so they can watch their money grow, and learn good financial habits.

— First Source Blog
Full Article

Want your savings to work harder?

Check today’s share certificate rates effective February 23, 2019

6 Months

$500.00 minimum balance to earn dividends

1.00% Rate
1.00% APY*

12 Months

$500.00 minimum balance to earn dividends

2.72% Rate
2.76% APY*

24 Months

$500.00 minimum balance to earn dividends

2.86% Rate
2.90% APY*

Share rates and yields are subject to change without notice. Early withdrawal penalties may apply. Fees may reduce earnings.
Investeroo Share Certificate and My Terms Share Certificate are youth products. Must be 0-12 years old to qualify for Investeroo Share Certificate, and 13-17 years old to qualify for My Terms Share Certificate .
*APY – Annual percentage yield

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