Boat Financing Option
Getting Out on the Water
Whether you’re ready for a boat, jet ski, tracker boat, ranger boat, canoe, kayak—or your first yacht!—getting financing is your first stop. Our friendly staff can talk to you about which loan matches your needs, walk you through applying for a loan, answer your questions about boat interest rates and information on financing, and even help you with the application itself.
When buyers consider financing a boat purchase, their biggest questions are in the details: What are boat financing rates? How do I get pre-approved? Can I get a loan with zero down? How easy is it to apply for—and get approved for—a boat loan? And typically how long is a boat loan? Many of the answers depend on your individual circumstances, finances, savings, income, and other factors. We’ll cover them quickly and simply when we meet with you, explain how financing a boat works, see if you qualify to be pre-approved, and give you options to fit your budget and lifestyle. You can start with an idea of your payments using our Boat Loan Calculator, below.
Boat Interest Rates
Most loan rates vary with your personal financial information, including income, savings, and credit standing. The range of our current rates is available below, where we show the lowest possible rate. The rate you pay will vary, depending on the details of your application, including credit history. Considering a jet ski? Check out our Recreational Loan rates.
When you meet with one of our representatives, we’ll help you find a solution for your needs. Summer is calling, so get started today by submitting the form below to make an appointment.