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Medical Loan Options

Health Improvement Financing

Sometimes medical issues arise when you least expect them, and threaten not only your health, but your best laid financial plans as well. Because your health is something you can’t neglect, you can sometimes risk going into debt for necessary treatment. When upcoming medical costs threaten your budget or savings, planning ahead with a Health Improvement Loan may be your best option for both ensuring you get the necessary care and avoid going into debt. If you already have medical expenses you need to cover, this type of loan can help as well. 

Doctor shows patient treatment plan so she can plan ahead for medical expenses with a loan

For your financial health, consider applying for a low-rate Health Improvement Loan. With financing planned in advance, you can protect your most important asset—your health. A Health Improvement Loan can be used to cover your medically related expenses, from dental to doctors, and supplies to surgery. 

This loan covers medical expenses you can plan for in advance, like elective or scheduled surgery; medical expenses you’ve already incurred; or even ongoing expenses, like monthly prescriptions, home health costs, dental, and vision costs. 

When you apply, we evaluate your financial and credit standing, income, and expenses. Our goal is to help you find a plan to cover your expenses with terms that fit your life and your budget. 


What’s covered?

  • Dental, medical, or vision expenses1
  • Surgery
  • Prescriptions2
  • Physician’s charges, including well visits
  • Hospital bills, including supplies
  • Medical equipment
  • Over-the-counter medicines and home health/medical supplies3

Take the stress away by making an appointment or calling 315-735-8571 today to talk about your Health Improvement Loan options and see if you qualify.

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Make an appointment to talk about your health improvement loan options and see how you qualify.

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Health Improvement Loan Coverage Disclosures

1 Incurred by you, your dependent children, or your parents (that you are responsible for)

2 Those already ordered, or prescribed in the current month. This is not a revolving line of credit.

3 Does not include exercise equipment or gym memberships.

In partnership with both local and national health organizations, we support heart-health initiatives in our local communities through sponsorships, volunteering, and donations.

Health Improvement Loan Rates

Check today’s health improvement loan rates effective October 18, 2018

12 Month

as low as

7.49%APR

24 Month

as low as

7.59%APR

36 Month

as low as

7.69%APR

48 Month

as low as

7.79%APR

60 Month

as low as

7.89%APR


Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval.

Monthly payments for a 5 year health improvement loan would be $20.24 per $1,000 borrowed.

Loan must be used for items/services that are medical in nature.

*Federally insured by NCUA. Membership and credit requirements apply. Rates and terms determined by overall credit history and subject to change. Supporting dreamers everywhere. By submitting your email, you give First Source permission to send you informative and promotional emails, including information on upcoming events, products, and services. You may change your designation at any time in the future. Thank you for letting us help you Live Smarter.