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Medical Loan Options

Health Improvement Financing

Resolve to be healthy in body, mind and budget by planning ahead for your health and medical expenses. Resolve to stay as healthy financially as you do physically, with the backing of a low-rate Health Improvement Loan. Protect your most important asset, your health, when medical costs threaten your budget. A Health Improvement Loan can be used to cover your medically related expenses, from dental to doctors, and supplies to surgery. 

A medical loan can cover the medical expenses you can plan for in advance, like elective or scheduled surgery, including cosmetic or plastic surgery, and bariatric surgery. It can also include ongoing or regular expenses, like monthly prescriptions, home health expenses, dental, and vision costs. 

When you apply, we evaluate your financial and credit standing, income, and expenses. Our goal is to help you find a plan to cover your expenses with terms that fit your life and your budget. 


What’s covered?

  • Dental, medical, or vision expenses1
  • Surgery
  • Prescriptions2
  • Physician’s charges, including well visits
  • Hospital bills, including supplies
  • Medical equipment
  • Over-the-counter medicines and home health/medical supplies3

Make an Appointment

Health Improvement Loan Coverage Disclosures

1 Incurred by you, your dependent children, or your parents (that you are responsible for)

2 Those already ordered, or prescribed in the current month. This is not a revolving line of credit.

3 Does not include exercise equipment or gym memberships.

Health Improvement Loan Rates

Check today’s health improvement loan rates effective June 20, 2018

12 Month

as low as

7.49%APR

24 Month

as low as

7.59%APR

36 Month

as low as

7.69%APR

48 Month

as low as

7.79%APR

60 Month

as low as

7.89%APR


Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval.

Monthly payments for a 5 year health improvement loan would be $20.24 per $1,000 borrowed.

Loan must be used for items/services that are medical in nature.

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