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Student Loans for First Source by Sallie Mae®

For Students in Undergraduate and Graduate Programs, and For Parents Wanting to Help Their Student Pay for School

Education is important. It is a founding principal of our credit union. We can help you pay for college expenses not covered by scholarships and federal loans. These flexible loans are designed for borrowers attending, or those borrowing for a student attending, a degree-granting institution.

  • Competitive variable and fixed interest rates

  • No origination fee or prepayment penalty

  • Multiple repayment options

It’s always good to research what’s available through Federal and State aid first, and check for scholarship opportunities. Once you’ve determined what you still need, we can help.

Young woman student studying at college with help of student loans

Undergraduate Students

Smart Option Student Loan® for First Source by Sallie Mae®

Pay for college the smart way with three great repayment options and competitive interest rates.

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provide even more flexibility

  • No origination fee and no prepayment penalty

  • Benefits and an interest rate reduction available

  • Rates that reward creditworthy borrowers

  • Applying with a creditworthy cosigner may help you qualify

  • 100% US-based Student Loan Specialists

To learn more about the Smart Option loan or apply:

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Parents or Others Taking On a Loan For Their Student

Parent Loansm for First Source by Sallie Mae®

With the loan in your name, you can give the gift of college to your student, while relieving them of the financial responsibility. Any creditworthy individual including: parents, grandparents, aunts, uncles, spouses, and guardians, can help a student achieve their dream of college.

The Parent Loan offers competitive interest rates and the flexibility of two repayment options. 

The loan can help your student pay for college expenses not covered by scholarships and federal loans.

  • A variable or fixed interest rate to choose from 

  • No origination fee and no prepayment penalty 

  • Benefits including an interest rate reduction available 

  • 100% U.S.-based student loan specialists 

Note: Students aren’t eligible to be a borrower or cosigner for the Sallie Mae Parent Loan. Borrowers, cosigners, and students must be U.S. citizens or U.S. permanent resident aliens. 

Learn more about the Parent Loan or apply:

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Graduate Students

We understand that graduate studies are specialized and require different commitments to earn your degree. We are pleased to offer specialized loans to better reflect your specific program of study need.

Graduate School Loansm

Pay for expenses as you pursue your master’s and doctoral degrees


MBA Loansm

Pay for your business school expenses as you pursue your Masters of Business Administration degree 


Medical School Loansm

Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine


Dental School Loansm

Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics


Health Professionals Graduate Loansm

Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other graduate-level health programs


Law School Loansm

Pay for your school and associated expenses as you study for your law degree


To learn more about all of your loan options or apply:

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Scholarship Search Tool

Along with Sallie Mae, we provide you with a nationwide scholarship search tool. In minutes, get matched with your best fit scholarships! To search our database of over 3.5 million scholarships worth more than $18 billion, complete the online profile form and find relevant scholarships with applications due dates ready for you.




Start the Application Process

Financing Options

You may qualify to finance education costs with a home equity. Make an appointment to learn your options today.

Make an Appointment

Now that you’ve been accepted the fun begins…how are you going to pay for college?

— First Source Blog
Full Article

Not sure how much you need?

Check out our helpful calculator.


Student Loan Comparison Calculator

These loans are made by Sallie Mae Bank or a lender partner. First Source FCU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. 

This information is for borrowers attending degree-granting institutions only. You must be attending or have attended a participating school located in the U.S. during an eligible prior enrollment period. You must be a U.S. citizen or a permanent resident or a Non-U.S. citizen borrower with a creditworthy cosigner (who must be a U.S. citizen or permanent resident) and required U.S. Citizenship and Immigration Service (USCIS) documentation. U.S. citizens and permanent residents enrolled in eligible study abroad programs or who are attending or have attended schools located outside the U.S. are also eligible. For the Dental School Loan, Law School Loan, MBA Loan, and Medical School Loan, students must be enrolling in a graduate-level degree program in a field of study that is eligible for the loan and Graduate Certificate/Continuing Education coursework is not eligible. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. 

This information is for borrowers with students attending degree-granting institutions only. The student is not eligible to be a borrower or cosigner and must be attending or have attended a participating school during an eligible prior enrollment period, or be enrolled in an eligible study abroad program. The borrower, cosigner and student must be U.S. citizens or permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower and cosigner (if applicable) would still be responsible for repaying that amount to Sallie Mae. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.