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Home Energy Loan 

Improve Energy Efficiency with a Low Interest Loan

With energy prices on the rise and the early warning that we are most likely facing a very cold and snowy winter, First Source can help you get ahead and plan with options to afford heating your home this year.

What Qualifies For A Home Energy Loan?

Many of us use fuel like pellets, wood, oil or propane to heat our homes in the winter. If you need to make larger lump sum payments for delivery of these fuels, plan ahead with a low, fixed rate, home energy loan. It’s like a budget for heating costs. You’ll have the funding you need up front to pay for the fuel and have up to a full year to pay it off.

If you’re considering purchasing or installing energy-efficient products, this loan is available to cover those costs as well. Things like energy-efficient windows and doors, solar panels, a new furnace or insulation. Avoid having to pay your up-front costs out of pocket, or putting them on a credit card with a much higher rate.

If your home projects are larger in nature, requiring more funds and a longer term to pay them off, check out our home improvement loan. This is a low-rate loan made just for home improvement projects of any type with up to 10 year terms.

Live Smarter

Get started with the application process below.


If you’re not ready to apply for a Home Energy Loan, and have questions, we are here to help. Call 315-735-8571 to talk about your options or make an appointment with one of our friendly and knowledgeable representatives today.

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We look forward to helping you.

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Term APR
12 Month Term 6.00%

Loan rates and terms are subject to change without notice. Applications are subject to credit approval.

Monthly payments for a 1 year home energy loan at 6.00% would be $86.05 per $1,000 borrowed.

Loan must be used for items/services energy-efficient in nature, and/or upfront lump sum energy costs.

Loan may not be used for recurring monthly heating/cooling expenses.

Membership and credit requirements apply. Rates and terms determined by overall credit history and subject to change. Equal Housing Lender.