Make an Appointment

How to Finance a Kitchen Remodel

April 11, 2018

Couple in kitchen shops online for remodeling ideas, to be financed by a Home Improvement Loan3 Steps for Getting Started

When you’re ready to renovate your kitchen, make a plan to determine your best approach. Should you find a contractor first? Or go to a store, then a contractor? And when should you visit First Source about kitchen financing? Follow these steps, and save yourself time, stress, and effort. 


Step 1 – Get an Estimate

This first step will depend on your preferences and personal taste. If you’ve already researched sources, and found what you want on Pinterest or in a home design magazine, you may know exactly what you want your kitchen to look like: cabinet style, backsplash pattern, lighting, and other details, down to the drawer pulls, and even an eat-in nook for your dog. If this is you, you’re probably going to pick out your materials yourself. In that case, go to a local supplier first, tell your contractor exactly what you want, and price it all out.

If you’re not sure exactly what you want, you might get together first with your home improvement store designer, or even your contractor, and talk about your preferences. Ask their opinions about what you can and can’t accomplish in your space, what your options are, and what your budget will handle. Contractors will often recommend a supplier, or even go shopping with you, since they often get discounts. They can also help you estimate timing for both ordering materials and the renovation itself.


Step 2 – Apply for Financing

Once you have a full estimate or project cost, you can make an appointment to visit First Source, and we’ll review your best options for financing. We’ll consider your estimate, current resources, credit and financial standing, and preferences. If you want to get an idea of what your budget is beforeyou talk to a designer, supplier, or contractor, let us know. We can see approximately how much financing you might be approved for first to see what your budget would be. Financing for many kitchen remodeling projects fall under our Home Improvement Loan. Others might need a Home Equity option. 


Step 3 – Order Your New Kitchen

If you qualify for a Home Improvement Loan or Home Equity options and obtain financing, you can set out to finalize your kitchen renovation plan and order materials. With the help of a reputable and licensed contractor and supplier, you’ll know your costs up front, and the approximate timeline for your new kitchen to take shape. 


Start Now

Time is always an important factor, including shopping for just the right kitchen design, finding a reputable contractor, ordering all the materials, and of course, carrying out the construction. While a financing decision doesn’t take long, the entire kitchen remodeling process may take a few months, so consider this time in your planning. 

Get started with the kitchen remodel financing application process below.

 

Not sure if your project is right for a Home Improvement Loan? Call 315-735-8571 to discuss your options or make an appointment with one of our friendly and knowledgeable representatives today.



Archives


Categories


Tags

​charity “best “debt “savings 50/30/20 529 about account account” adults advice Amanda L. King Memorial Fund American Cancer Society American Heart Association American Red Cross Amy DeMetri animals Anita’s Steven Swan Humane Society Anita’s Stevens Swan Humane Society atv financing atv loan Auto auto loan back bad credit bank Banzai Berowski Better U Program bike Blog Blog Posts Blogs boat loans borrow Branch breach budget Budgeting business camper cancer Capitol Civic Center Car car loan Car Loans Card Cell Phones For Soldiers Challenge charity Check checking checks Child Tax Credit children Children’s Miracle Network Hospitals Children's Museum Choice Investments Christmas Chuck club College Comets Community compounding consolidation” conventional Corporate Credit Credit Card credit cards credit union Dance the Night Away debt debt consolidation plan deposit destinations dividend donation down payment Dream earnings education Entrepreneurs Equifax equity expenses experienced investing experienced investor FDIC FHA FHA loan Fical Finance Financial financial literacy program financing Firley Moran First First Source Federal Credit Union for Games Genesis Genesis Group gifts giving Giving Tuesday Go Blue Go Red Go Red for Women Good Good News Center Goodison-Bick Greiner Group guide Halloween HCCC Health healthy pet loan Heart HELOC herkimer Herkimer County Humane Society holiday Holiday loan holidays home home buying Home Equity Line of Credit Home Equity Loan Home Equity Loans Home Improvement Loan hot tub house House of the Good Shepherd Hug Humane Society of Rome Indoor installation interest invest Investment investments IRA JD Arrante Jessie Joseph R. Carucci Legacy Awards Julie Keller KIDS Kid's Oneida kitchen remodel kristy learn lien lienhouse Lilli living smarter LMV loan Loans Local long-term savings manage management Marketing Maxam medical Mel member members mentoring Michael Mike missing money money management Money Market Money Market Account Mortgage Mortgages Motorcycle Financing Motorcycle Loan MVCC National Center for Missing & Exploited Children National Credit Union Administration (NCUA) National Credit Union Youth Month NCMEC NCUA Neumann New New Hartford new investors nole North Utica of One Oneida online online safety Only order checks Orsomarso overdraft Pamela paperwork Paralympics Parsons patient pay bills payments personal loans pet care pet financing pet surgery Pete pets plan planning Posts Power presents President/CEO programs protection purchase QR Questions rates Recreational Loan recreational loans Red reduce relief renovation Requirements Resolutions resort resorts retirement rewards ride Rome Run RV RV & Camper Loan Ryan Misencik Safety saving savings savings account savings” Schools Schumer security Sen. service settlement” Sherman Sinnott Education Center ski resort ski trips sled snowboard snowmobile snowmobile trails social media Source South South Utica spending spots SSHS Staff Stevens-Swan Humane Society students Sue Summer system Tammy Cieslak Tanya Taxes teachers Team Team First Source teens Term Share Certificate testimonial the The American Cancer Society The Genesis Group Tiny's Grill Tips Tom travel treatment treats Tricia trip TV Union Unite United United Way Up Upstate Caring Partners Utica Utica Blue Sox Utica Children’s Museum Utica Comets Utica Zoo VA vacation vacation financing vacation loan Valley Health Services Video Visa volunteer Waggle Walk Walk-A-Thon Way Wear Wellness Wells Wendy Why We Ride wig Wiggle wild Winner winners Winter withdrawal women Women’s Employment & Resource Center Year's York You You’re Young Young Entrepreneurs Academy Young Scholars Program YWCA