Recreational Loan
Financing for your outdoor activities
A Recreational Loan is great for financing your outdoor activities, from 4-wheeling ATVs to UTVs, RVs, campers, jet skis, snowmobiles, and more. However you love to get outside and play, we have you covered.

Find out more about:
You can also protect your investment with the Route 66 Power Sports Warranty.
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Borrow Smarter
Get outdoors sooner by applying for a Recreational Loan or call 315-735-8571 to talk about your options.
Get Started
If you‘re ready to start the application, click “Apply Now.” If you have more questions, we’re happy to help. Give us a call at 315-735-8571.
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“Putting together an accurate estimate and getting pre-approval for your new ATV or UTV provide you with a number of benefits…”
— ATV/UTV financing blog,
Full Article
Not sure which model you can afford?
Check out our helpful calculator.
Recreational Loan Comparison
Want a rough idea?
Check today’s recreational loan rates effective January 20, 2021
Term |
APR |
12 Month |
as low as 4.39% |
24 Month |
as low as 4.39% |
36 Month |
as low as 4.49% |
48 Month |
as low as 4.59% |
60 Month |
as low as 4.69% |
72 Month |
as low as 4.79% |
84 Month |
as low as 4.89% |
Apply for a Recreational Loan Now
Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval. Loan to value is determined by credit score.
Monthly payments for a 5 year recreational use vehicle or equipment loan would be $18.73 per $1,000 borrowed.
Term |
Rate |
APR* |
30 year Fixed 0.0 Points |
3.125% |
3.292% |
$752.38 |
20 year Fixed 0.0 Points |
3.000% |
3.097% |
$948.62 |
15 year Fixed 0.0 Points |
2.625% |
2.853% |
$1143.81 |
FHA 30 year Fixed 0.0 Points |
3.000% |
4.137% |
$740.98 |