We're Here to Help (315) 735-8571

Skip Payment

We know life occasionally throws unexpected troubles your way, and there are times when you may need a little financial relief. As a courtesy to our Members, we offer a skip payment program in times of special need.

  • Maximum of two non-consecutive skip payments per loan, per calendar year
  • $25 service fee per use
  • Manage directly through memberONLINE
  • Skipped payments will extend the term of the loan

Skip payments are offered as a Member courtesy. Maximum of two non-consecutive skip payments per loan, per calendar year. Eligible loans and Member accounts must be in good standing. Real Estate Loans, Overdraft Lines of Credit and Credit Cards do not apply. If a member has GAP coverage, that coverage only allows one skip payment for the life of the loan that is being covered. A $25 per request fee will be automatically deducted from the Member’s share account immediately upon processing. Interest will continue to accrue increasing the total finance charges paid and extend the term of the loan. Other restrictions may apply.