We're Here to Help (315) 735-8571

Learn the Science of Saving at your credit union

April is National Credit Union Youth Month

Living Smarter: Making Saving Fun for Kids

April is National Credit Union Youth Month, and we can’t wait to help our youngest members learn good financial habits through this year’s theme, “The Science of Saving.” Saving for your future is important, and little changes can yield big results over time. But understanding why is just as important. Children can find it hard to wrap their heads around the concept of money, what things cost, and the amount they will need as they grow up. First Source is committed to helping them. We currently offer a fun, age-appropriate, real-life-scenario financial literacy program to our local schools. Watch soon for a version available to all Members and our community!

To make it fun and give them a little incentive to save, we will be holding our own Youth Week promotion from Monday, April 16th through Saturday, April 21st. During this time, any deposit made into a youth account (Kirby Kangaroo or CU Succeed/Claim Your Youth account) will be eligible for an entry to win a $50 Barnes & Noble® gift card! See details below.

The Biggest Lesson: Start Saving Early
We could all take this advice to heart: the earlier we start saving, the more our money can work for us through the power of setting money aside and compound interest. If we can impress on our children the importance of saving a little every week or month, they can see their savings grow! Of course, as they save, they can also learn how to make a smart spending plan. Learn more about a fun way to do it!

Youth Accounts
We have accounts and programs for kids of all ages, from very young to young adult.

Our Kirby Kangaroo Club is designed for kids aged 0-12. If they open an account, they are automatically part of the club! Parents or a legal guardian can open it for them, and for every $5 they deposit, they earn 1 Kirby Buck. Kirby Bucks can then be saved and redeemed for prizes. Options include the Saveroo Savings Account and Investeroo Share Certificate.

Our CU Succeed/Claim Your Youth Program is geared toward our teenage Members. Designed for kids aged 13-17, this program allows them to earn Kirby Bucks for saving and prize redemption as well, and they can also start managing their money, while learning about loans, credit, interest, and dividends. Accounts for this age group include the Savvy Saver Savings Account, My Terms Share Certificate, Money Manager Checking Account (a joint account with parent or legal guardian), and My Own Loans and low-fixed-rate credit cards for developing good credit. 

We look forward to helping our young members learn to make smart financial decisions by adopting good saving and spending habits early. Stop in to get them started, and make sure you enroll them in our contest during April!

Official Rules for 2018 National Credit Union Youth Month Contest:
Barnes & Noble® Gift Card Giveaway

Any Member under the age of 18 that makes a deposit in their Kirby Kangaroo or CU Succeed account, or opens a new youth account, from April 16, 2018 to April 21, 2018 will automatically be entered into a drawing to win a $50 Barnes & Noble® Gift Card. (1) Kirby Kangaroo prize winner and (1) CU Succeed prize winner will be drawn from all entries.

Parents/guardians can make a deposit into the youth account on behalf of their children. Deposits may consist of checks or cash. Funds transferred into the account do not qualify as a deposit. Limited to one entry per person. 

No purchase necessary. You can also fill out an entry form located at any branch, or by calling our Member Care Center at 315.735.8571.

Winners will be selected at random after the promotional period has ended. Odds of winning will depend on number of entries received. Winners will be notified by phone on or before May 8th. Once notified, the winners (including parent/guardian) are responsible for claiming prizes within one week. If the winner of the drawing cannot be contacted or does not claim the prize within one week, another entry will be drawn.

Upon acceptance of the prize, the winner agrees to allow First Source Federal Credit Union to use their name and likeness for press coverage of the drawing, and future promotions of contests or drawings at First Source FCU. Federal, state and other tax liabilities arising from the drawing are the sole responsibility of the winner. The winner agrees to release First Source from any liabilities related to the winnings.

If conditions prevent a drawing (including but not limited to flood, fire, or other natural disaster that may prevent the branch office from operating on that day), the drawing will take place when the branch services are resumed. By entering this contest, you agree to abide by the rules and agree to the conditions set forth in the rules. First Source employees, their immediate family members, and Board Members of First Source are not eligible for this drawing. By entering this contest, you agree to abide by the rules, and agree to the conditions set forth in the rules.