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April is National Credit Union Youth Month

Living Smarter: Making Saving Fun for Kids

Saving Incentive Giveaway for the Utica Zoo
April is National Credit Union Youth Month, so we’re encouraging children to save money! This year’s theme: “Give a hoot about saving.”

To make it fun and give them a little incentive to save, we’re holding a contest throughout April. Any Member under the age of 18 who makes a deposit in their CU Succeed or Kirby Kangaroo account—or opens a new youth account—from April 1 to April 29 will automatically be entered into a drawing to win either a Utica Zoo Day Pass (4 winners) or the grand prize of a Utica Zoo Meet & Greet with Grace the Bard Owl and an Exclusive Animal Encounter (1 grand prize winner). See details below!

The Biggest Lesson: Start Saving Early
We could all take this advice to heart: the earlier we start saving, the more our money can work for us through the power of compound interest. If we can impress on our children the importance of saving a little every week or month, they can see their savings grow! Of course, as they save, they can plan for spending a little on something for themselves, something for charity, and the rest for longer-term plans. Learn more about a fun way to do it!

See how saving early makes a big difference:

Youth Accounts
We have accounts and programs for all ages, each with features, incentives, and activities tailored to a child’s age, from very young to young adult.

Our Kirby Kangaroo Club is designed for kids aged 0-12. If they open an account, they are automatically part of the club! Parents or a legal guardian can open it for them, and for every $5 they deposit, they earn 1 Kirby Buck. Kirby Bucks can then be saved and redeemed for prizes. Savings accounts for these children include low-entry vehicles with rewards and fun activities. They include the Saveroo Savings Account and Investeroo Share Certificate. More information is available at your local branch.

Teen Accounts
Our CU Succeed/Claim Your Youth Program is geared toward our teenage Members. Designed for kids aged 13-17, this program allows them to earn Kirby Bucks for saving and prize redemption as well, and they can also start managing their money, while learning about loans, credit, interest, and dividends. Accounts for this age group include the Savvy Saver Savings Account, My Terms Share Certificate, Money Manager Checking Account (a joint account with parent or legal guardian), and My Own Loans and low-fixed-rate credit cards for developing good credit.

We look forward to helping our young members learn to make smart financial decisions by adopting good saving and spending habits early. Stop in to get them started, and make sure you enroll them in our contest during April!

Official Rules for 2017 National Credit Union Youth Month Contest

Utica Zoo Day Passes and Meet & Greet with Exclusive Animal Encounter Giveaway

Any Member under the age of 18 that makes a deposit in their CU Succeed or Kirby Kangaroo account, or opens a new youth account, during National Credit Union Youth Month (April 1, 2017 to April 29, 2017), will automatically be entered into a drawing to win either a Utica Zoo Day Pass (4 winners drawn) or a grand prize for a Utica Zoo Meet & Greet with Grace the Bard Owl and Exclusive Animal Encounter, animal to be determined (1 grand prize winner drawn).

Parents/guardians can make a deposit into the youth account on behalf of their children. Deposits may consist of checks or cash. Funds transferred into the account do not qualify as a deposit. Limited to one entry per person.

No purchase necessary. You can also fill out an entry form located at any branch, or by calling our Member Care Center at 315.735.8571.

Winners will be selected at random after the promotional period has ended. Odds of winning will depend on number of entries received. Winners will be notified by phone on or before May 8th. Once notified, the winners (including parent/guardian) are responsible for claiming prizes within one week. If the winner of the drawing cannot be contacted or does not claim the prize within the one week, another entry will be drawn. Once prize is claimed, valid through December 31, 2017.

Upon acceptance of the prize, the winner agrees to allow First Source Federal Credit Union to use their name and likeness for press coverage of the drawing, and future promotions of contests or drawings at First Source FCU. Federal, state and other tax liabilities arising from the drawing are the sole responsibility of the winner.  The winner agrees to release First Source from any liabilities related to the winnings.

If conditions prevent a drawing (including but not limited to flood, fire, or other natural disaster that may prevent the branch office from operating on that day), the drawing will take place when the branch services are resumed. First Source is not responsible or liable for Utica Zoo activities. By entering this contest, you agree to abide by the rules and agree to the conditions set forth in the rules. First Source employees, their immediate family members, and Board Members of First Source are not eligible for this drawing. By entering this contest, you agree to abide by the rules, and agree to the conditions set forth in the rules.