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Large motorboat, financed through First Source, traveling fast across the water of a lake

Don’t Miss Another Day on the Water

Boat Loan

Summer is here, and securing financing is a top priority. Our friendly staff can talk to you about which loan is right for your choice of water craft. Interested in a jet ski or smaller craft? Check out our Recreational Loan. We’ll walk you through applying for the loan, answer your questions about interest rates and information on financing, and even help determine payments. 


Get Started Now

We’re ready to help get you out on the water. Live Smarter by submitting the form below to make an appointment and get started today.

Fill out my online form.

Not sure which term is right for you?

Check out our helpful loan comparison calculator.


Boat Loan Comparison Calculator

2015 & Older

Term APR
12 Month as low as 4.20%
24 Month as low as 4.20%
36 Month as low as 4.30%
48 Month as low as 4.40%
60 Month as low as 4.50%
72 Month as low as 4.75%
84 Month as low as 5.00%
120 Month as low as 6.00%

2016-2018

Term APR
12 Month as low as 3.70%
24 Month as low as 3.70%
36 Month as low as 3.80%
48 Month as low as 3.90%
60 Month as low as 4.00%
72 Month as low as 4.25%
84 Month as low as 4.50%
96 Month as low as 4.75%
108 Month as low as 5.00%
120 Month as low as 5.50%
180 Month as low as 6.50%

Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval. Loan to value is determined by credit score.

Monthly payments for a 5 year new boat or motor home loan would be $18.42 per $1,000 borrowed.
Monthly payments for a 5 year used boat or motor home loan would be $18.65 per $1,000 borrowed.

*Federally insured by NCUA. Membership and credit requirements apply. Rates and terms determined by overall credit history and subject to change. Supporting dreamers everywhere. By submitting your email, you give First Source permission to send you informative and promotional emails, including information on upcoming events, products, and services. You may change your designation at any time in the future. Thank you for letting us help you Live Smarter.