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Business Savings

Business Savings, Money Markets and Term Share Certificates

You work hard on and in your business, so let it pay you back. Get a little more on your hard-earned dollars with our business savings solutions. Competitive dividends, automatic deposit, easy access to your funds and low minimum balance requirements are standard.

Opening a business savings share at First Source also solidifies your part ownership of the credit union. We are a member-owned organization and this account affords you, your share. With a $5 minimum deposit and meeting the membership requirements, you can become a business member, open your account, and start earning dividends on your savings today.

Let us help meet your short-term and long-term savings goals.

  • Savings Accounts
  • Money Markets
  • Term Share Certificates

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Make an appointment to get more from your business savings today. Let’s talk about your options

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“We have a business savings and checking account with First Source which helps to keep track of our finances, plus a business line of credit to help with production runs and contracts.”

— Bernadette Rella, Rella’s Originals
Full Article

Which savings option is best for your business?

Our most popular options are highlighted for you.


Business Savings Share

  • Monthly dividends
  • Tiered rates
  • $5 min balance to open account/earn dividends
  • Up to 6 withdrawals per month1
  • –

Business Share Certificates

  • Monthly dividends
  • Fixed rates
  • $1,000 min deposit
  • No additional deposits permitted
  • Early withdrawal penalties apply

Business Money Market

  • Monthly dividends
  • Tiered rates
  • $5,000 min balance for dividends
  • Up to 6 withdrawals per month1
  • –

Business Share Accounts

Minimum Balance to Earn Dividends Dividend Rate APY*
$0.01 - $999.99 0.25% 0.25%
$1,000.00 - $4,999.99 0.25% 0.25%
$5,000 and Over 0.25% 0.25%

Business Money Market

Minimum Balance to Earn Dividends Dividend Rate APY*
Under $5,000.00 0.25% 0.25%
$5,000.00 - $9,999.99 0.30% 0.30%
$10,000.00 - $24,999.99 0.40% 0.40%
$25,000.00 - $49,999.99 0.45% 0.45%
$50,000.00 and Over 0.50% 0.50%

Business Term Share Certificates

Term Dividend Rate APY*
3 Month
$1,000.00 minimum balance to earn dividends		 0.25% 0.25%
6 Month
$1,000.00 minimum balance to earn dividends		 0.50% 0.50%
12 Month
$1,000.00 minimum balance to earn dividends		 0.80% 0.80%
24 Month
$1,000.00 minimum balance to earn dividends		 1.04% 1.05%
36 Month
$1,000.00 minimum balance to earn dividends		 1.34% 1.35%
48 Month
$1,000.00 minimum balance to earn dividends		 1.69% 1.70%

Money Market Disclosure

Rates above are subject to change without notice.
*APY – Annual percentage yield
No minimum balance to earn dividends. Tiered dividends as displayed above.

Regular Share Accounts Disclosure

$5 minimum deposit required at account opening for regular share account only. Rates above are subject to change without notice.
*APY – Annual percentage yield. Fees can reduce earnings on the account.

Term Share Certificates Disclosure

Share rates and yields are subject to change without notice. Early withdrawal penalties may apply. Fees may reduce earnings.
*APY – Annual percentage yield