Business Savings
Business Savings, Money Markets and Term Share Certificates
You work hard on and in your business, so let it pay you back. Get a little more on your hard-earned dollars with our business savings solutions. Competitive dividends, automatic deposit, easy access to your funds and low minimum balance requirements are standard.
Opening a business savings share at First Source also solidifies your part ownership of the credit union. We are a member-owned organization and this account affords you, your share. With a $5 minimum deposit and meeting the membership requirements, you can become a business member, open your account, and start earning dividends on your savings today.
Let us help meet your short-term and long-term savings goals.
- Savings Accounts
- Money Markets
- Term Share Certificates
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Make an appointment to get more from your business savings today. Let’s talk about your options
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“We have a business savings and checking account with First Source which helps to keep track of our finances, plus a business line of credit to help with production runs and contracts.”
— Bernadette Rella, Rella’s Originals,
Full Article
Which savings option is best for your business?
Our most popular options are highlighted for you.
Business Savings Share
- Monthly dividends
- Tiered rates
- $5 min balance to open account/earn dividends
- Up to 6 withdrawals per month1
- –
Business Share Certificates
- Monthly dividends
- Fixed rates
- $1,000 min deposit
- No additional deposits permitted
- Early withdrawal penalties apply
Business Money Market
- Monthly dividends
- Tiered rates
- No min balance for dividends
- Up to 6 withdrawals per month1
- –
Business Money Market
Minimum Balance to Earn Dividends |
Dividend Rate |
APY* |
Under $5,000.00 |
0.30% |
0.30% |
$5,000.00 - $9,999.99 |
0.35% |
0.35% |
$10,000.00 - $24,999.99 |
0.45% |
0.45% |
$25,000.00 - $49,999.99 |
0.50% |
0.50% |
$50,000.00 and Over |
0.55% |
0.55% |
Business Term Share Certificates
Term |
Dividend Rate |
APY* |
3 Month $1,000.00 minimum balance to earn dividends |
0.40% |
0.40% |
6 Month $1,000.00 minimum balance to earn dividends |
0.70% |
0.70% |
12 Month $1,000.00 minimum balance to earn dividends |
1.34% |
1.35% |
24 Month $1,000.00 minimum balance to earn dividends |
1.44% |
1.45% |
36 Month $1,000.00 minimum balance to earn dividends |
1.64% |
1.65% |
48 Month $1,000.00 minimum balance to earn dividends |
1.79% |
1.80% |
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Term |
Rate |
APR* |
30 year Fixed 0.0 Points |
4.625% |
4.751% |
20 year Fixed 0.0 Points |
4.375% |
4.544% |
15 year Fixed 0.0 Points |
4.000% |
4.209% |
FHA 30 year Fixed 0.0 Points |
4.500% |
5.679% |