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Only One Rewards

The Only One Rewards Programs allows you to use your checking account the way you want and get rewarded as you go.

Rebates and Discounts

With Only One Rewards receive rebates for everyday purchases and non-First Source ATM fees, get discounts while traveling, and save big at thousands of retailers with printable and online coupons. If you use your One Debit Card more than 15 times per month or maintain an average monthly balance of $2,500 or more, you automatically qualify for these rewards. If you do not quality and would still like the rewards, you can have them for a low $5/month fee.

Earn Dividends

If you maintain a balance of $2,500 or more in your checking account, you'll receive all the benefits listed above, plus earn dividends on your money. If your balance increases from $2,500 to $5,000, $7,500 or $10,000, your dividend rate will increase as well. It's that easy!


If you are a First Source checking account holder to get started, log into memberONLINE and click the Only One Rewards tab on the left.


*Checking account rewards are available to checking account holders age 18 or older. If you do not meet the minimum requirements, you may still opt in to the Only One Rewards program for $5/month. Business accounts are not eligible. Dividend rates are subject to change without notice.