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Term Share Certificates

Are you looking for a better share of earnings on your savings?

If you’ve saved up a bit and don’t need immediate access for a while, a Term Share Certificate could be your answer. You can even open it right through memberONLINE. With customized account options, fixed rates, and higher dividends, you can save smarter for long-term dreams. Choose terms from three months to four years, with the convenience of automatic renewal options.

  • Monthly dividends
  • Fixed rates
  • $1,000 minimum deposit
  • Additional deposits are not permitted
  • Early withdrawal penalties apply

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Term Share Certificate Rates

Check today’s rates effective April 28, 2017

Share Certificate

Term Dividend Rate APY*
3 Months
$1,000.00 minimum to earn dividends
0.25% 0.25%
6 Months
$1,000.00 minimum to earn dividends
0.50% 0.50%
12 Months
$1,000.00 minimum to earn dividends
0.80% 0.80%
24 Months
$1,000.00 minimum to earn dividends
1.04% 1.05%
36 Months
$1,000.00 minimum to earn dividends
1.34% 1.35%
48 Months
$1,000.00 minimum to earn dividends
1.69% 1.70%

IRA Certificate

Term Dividend Rate APY*
12 Months
$1,000.00 minimum to earn dividends
0.80% 0.80%
24 Months
$1,000.00 minimum to earn dividends
1.04% 1.05%
36 Months
$1,000.00 minimum to earn dividends
1.34% 1.35%
48 Months
$1,000.00 minimum to earn dividends
1.69% 1.70%

Kirby Kangaroo Share Certificate

Term Dividend Rate APY*
6 Months
$500.00 minimum balance to earn dividends
0.50% 0.50%
12 Months
$500.00 minimum balance to earn dividends
0.80% 0.80%
24 Months
$500.00 minimum balance to earn dividends
1.04% 1.05%

CU Succeed Share Certificate

Term Dividend Rate APY*
6 Months
$500.00 minimum balance to earn dividends
0.50% 0.50%
12 Months
$500.00 minimum balance to earn dividends
0.80% 0.80%
24 Months
$500.00 minimum balance to earn dividends
1.04% 1.05%

Share rates and yields are subject to change without notice. Early withdrawal penalties may apply. Fees may reduce earnings.
*APY – Annual percentage yield