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Snowmobile rider speeding across a snowy field, after receiving financing for his sled

Snowmobile Financing 

How to Pay for a New or Used Sled

Why Finance a Snowmobile?
Whether you want one for transportation or just for fun, we live in one of the best regions for snowmobiles. With hundreds of miles of trails and some of the country’s most beautiful wilderness right in our back yards, a sled is a great way to make the most of our long winters and heavy snowfall. There are different types of snowmobiles for recreation, transportation, or work, and with used sleds in the mix, a pretty wide range of prices, from around $1,000-$2,000 for a used vehicle up to $10,000 or more for a new one. With that in mind, financing can get you out on the trails and allow you to pay it off in monthly installments. 

Choosing a New or Used Snowmobile 
If you’ve never owned a sled before, start by talking to other riders, and get their take on what will work best for your plans, including the terrain and trails you plan to ride, how much riding you plan to do, and how long you want to keep your machine. Some entry-level models may be better for your budget, some are built for comfort, some more for speed, some for hauling, some for rougher trails, and more. 

Once you have an idea what you want and need, start shopping, checking different makes and models, and see what works for you. You’ll need insurance, and depending on your age, where you plan to ride, and whether you’re new to the sport, a safety class may be needed before getting started. 

Getting Snowmobile Financing
We give you a number of options for snowmobile financing, from loan types to terms and interest rates. Options will depend on your credit and financial standing, and on your needs and wants for paying the loan. While a number of dealers offer financing, visit First Source before you shop, so you’re prepared with a great loan interest rate, and potentially pre-qualification. Use our Snowmobile Loan Calculator on this page to get an idea of what your payments could be with different terms. 

Living Smarter
After your initial research, plan to visit with one of our loan representatives for assistance, including strategies for making your purchase.

Make an appointment today.

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Not sure which sled you can afford?

Check out our helpful snowmobile loan calculator.


Snowmobile Loan Comparison Calculator

*Federally insured by NCUA. Membership and credit requirements apply. Rates and terms determined by overall credit history and subject to change. Supporting dreamers everywhere. By submitting your email, you give First Source permission to send you informative and promotional emails, including information on upcoming events, products, and services. You may change your designation at any time in the future.