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It's Time to Switch to First

Live Smarter

Switch to First Source and experience a seamless transition to a neighborhood credit union where becoming a Member is incredibly rewarding! 

At First Source, we help you Live Smarter by understanding your unique financial needs and offering smart financial solutions to meet your goals. We're committed to assisting our Members in achieving and enhancing their overall financial well-being. We take the time to learn who you are and how best to afford your life.

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Bank Smarter

Convenient Banking When and Where You Need It

Recognizing the importance of banking on your own terms, unrestricted by time or day, we offer many options to Bank Smarter. Whether you prefer in-person interactions, online and mobile banking, automated or live telephone banking, Interactive ATMs, or night drops, First Source ensures that all your conveniences are covered. And with a branch located in the heart of Herkimer, we’re right around the corner.

What Are The Member Benefits?

We offer the products and services we believe benefit our Members. They include:

  • A personal relationship with financial solutions tailored to meet your needs

  • A full suite of loans, financing, and savings & deposit options

  • More than 30,000 surcharge-free ATMs nationwide

  • Enhanced surcharge-free transactions 24/7 at our drive-up Interactive ATMs

  • Low fees and competitive rates

  • Superior Member service every day and fun Member Appreciation Days throughout the year

  • Credit Card with reward options

  • Accounts with reward options

  • Online and mobile app convenience

  • Access to BALANCE Financial Fitness and Banzai Financial Literacy programs

  • Convenient branch locations

  • Fun kids’ savings programs with prizes

  • High level of community participation, involvement, and giveback

  • Discounted Water Safari tickets

​How Can You Get Started?

It’s easy to get started and open an account at First Source. If you live, work, worship, or attend school in Oneida or Herkimer Counties, you qualify to become a Member. We currently serve over 50,000 people in the Mohawk Valley.

Take the first step toward Living Smarter and join today.


If you have questions, give us a call at 315-735-8571 to talk to a representative about becoming a Member or make an appointment with one of our representatives. Simply click on the button below, select the “New Accounts” service from the menu and choose the “Become A Member” option.

Become A Member Today

Click below to start your Membership App now.

Start your membership app