Money Markets

You're right to want more from your relationship. Our Money Market accounts allow you to earn higher dividends than typical checking or savings accounts, and still make withdrawals without penalties. You'll enjoy competitive rates, choose from various dividend tiers, and be able to make unlimited deposits. It's your money watch it grow, and access it when you need to.

Monthly dividends
Tiered rates
Up to six pre-authorized withdrawals or transfers per month
$5,000 minimum balance to earn dividends

Visit one of our four locations in Utica, Herkimer, or New Hartford, NY today to learn more about our money market accounts.

Savings Calculators


Money Market & Money Market (IRA)
Minimum Balance to Earn Dividends: $5,000.00-$9,999.99 Dividend Rate: 0.80% Annual Percentage Yield: 0.80%



Money Market & Money Market (IRA)
Minimum Balance to Earn Dividends: $10,000.00-$24,999.99 Dividend Rate: 0.90% Annual Percentage Yield: 0.90%



Money Market & Money Market (IRA)
Minimum Balance to Earn Dividends: $25,000.00-$49,999.99 Dividend Rate: 1.00% Annual Percentage Yield: 1.01%



Money Market & Money Market (IRA)
Minimum Balance to Earn Dividends: $50,000.00 and Over Dividend Rate: 1.10% Annual Percentage Yield: 1.11%
View all rates

Your savings federally insured to at least $250,000 and backed by the full faith and
credit of the United States Government. Membership eligibility is required.

This system is restricted to authorized users for legitimate business purposes and is regularly audited.
Unauthorized use of this system is prohibited and may constitute a crime punishable by law.

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