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Business Checking
Business Checking Accounts
Customizable Features To Grow Your Business
A First Source Business Checking Account offers you one place to easily manage your revenue and expenses. Our business checking platform is designed with all the services and features you need to manage your cash flow and run your business smoothly. Plus, you earn dividends!
Account Features and Advantages
First Source Business Checking Accounts offer:
You’re in Control
Customize your control settings within your secure online Business Checking Account to:
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Control staff permissions
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Transfer between First Source account
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Transfer from another financial institution
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Pay First Source loans
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Manage debit and credit cards with card controls
Business Smarter
If you’re not ready to apply for a Business Checking Account and have questions, we are here to help. Make an appointment with one of our friendly and knowledgeable representatives today.
Business Checking Dividend Rates
Check today’s rates effective September 18, 2024
| Minimum Balance to Earn Dividends |
Dividend Rate |
APY* |
$2,500-$4,999.99
Minimum balance to earn dividends |
0.05% |
0.05% |
$5,000.00-$7,499.99
Minimum balance to earn dividends |
0.05% |
0.05% |
$7,500.00-$9,999.99
Minimum balance to earn dividends |
0.05% |
0.05% |
$10,000 and Over
Minimum balance to earn dividends |
0.05% |
0.05% |
Fees can reduce the earnings on the account. This is a variable rate account. Rates above are subject to change without notice.
*APY – Annual percentage yield
Membership eligibility and personal guarantee are required. Business must be located in Oneida or Herkimer County.
| Term |
Rate |
APR* |
Estimated Monthly Payment |
30 year Fixed
0.0 Points |
5.750% |
5.895% |
$933.72 |
20 year Fixed
0.0 Points |
5.375% |
5.562% |
$1089.35 |
15 year Fixed
0.0 Points |
5.250% |
5.484% |
$1286.20 |
FHA 30 year Fixed
0.0 Points |
5.250% |
6.149% |
$883.53 |