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Business Checking Accounts

Customizable Features To Grow Your Business

A First Source Business Checking Account offers you one place to easily manage your revenue and expenses. Our business checking platform is designed with all the services and features you need to manage your cash flow and run your business smoothly. Plus, you earn dividends!

Asian male florist, owner of small business flower shop, using digital tablet while working on laptop against flowers and plants.

Account Features and Advantages

First Source Business Checking Accounts offer:

  • Business checks

  • VISA® debit cards

  • Generous monthly item count

  • 24/7 depository

  • Overdraft line of credit

  • Dividends

  • Easy online account management

  • Online banking

You’re in Control

Customize your control settings within your secure online Business Checking Account to:

  • Control staff permissions

  • Transfer between First Source account

  • Transfer from another financial institution

  • Pay First Source loans

  • Manage debit and credit cards with card controls

  • Make digital payments

  • Deposit checks electronically

  • View statements electronically

  • Stop payments

  • Open sub shares

Business Smarter

If you’re not ready to apply for a Business Checking Account and have questions, we are here to help. Make an appointment with one of our friendly and knowledgeable representatives today.

Let’s Get Started

Click below to make an appointment. 

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Business Checking Dividend Rates

Check today’s rates effective December 24, 2025

Minimum Balance to Earn Dividends Dividend Rate APY*
$2,500-$4,999.99
Minimum balance to earn dividends		 0.05% 0.05%
$5,000.00-$7,499.99
Minimum balance to earn dividends		 0.05% 0.05%
$7,500.00-$9,999.99
Minimum balance to earn dividends		 0.05% 0.05%
$10,000 and Over
Minimum balance to earn dividends		 0.05% 0.05%

Fees can reduce the earnings on the account. This is a variable rate account. Rates above are subject to change without notice.
*APY – Annual percentage yield

What's New

First Source Celebrates, ‘Giving Tuesday’ with Employee-Driven Donations to Local Nonprofits
First Source Announces Another Round of Key Leadership Promotions
Earn 3x Points on Travel Stays, Car Rentals, & Restaurants
Membership eligibility and personal guarantee are required. Business must be located in Oneida or Herkimer County.