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Become A Member…For Good

Live Smarter.

First Source strives to help you Live Smarter by making good financial decisions. We do this by listening, making personal connections, and building relationships; allowing us to provide the right financial solutions for all phases of life. If you live, work, worship, or attend school in Oneida or Herkimer Counties, you qualify to become a Member.

At our core, we are a financial institution with guiding principles based in education and doing the right thing for our employees, Members, and community…but we are so much more. Join us and become a part of something greater, become a First Source Member…for good.



Why Become A Member?

We’re Different

What sets us apart from other financial institutions is our approach to doing business. We are a Member-centric organization, which means our focus is on you as a person. Our bottom line is your financial well-being.

We want to help our Members meet their financial goals and improve their lives. When you’re a First Source Member, we are truly invested in you, taking the time to look at your bigger financial and personal picture before offering solutions for your particular needs. 

We offer superior service, competitive rates, fewer fees, and reinvest in the credit union and the community. When you become a Member, you become an owner of the credit union. We’re governed by a volunteer Board of Directors, elected by our Membership.

Teller with Member

We offer the standard products/services you would expect from a financial institution: 

  • Savings

  • Checking

  • Loans

  • Credit cards

  • Mortgages

  • Mobile app

  • Online Banking

  • Paycheck direct deposit

  • Mobile check deposit

Plus, we offer unique programs and benefits:

  • Checking Rewards

  • Credit Card Rewards

  • Community Heroes Consumer Loan Program

  • Specialty Mortgage Programs

  • Coin machines in all branch locations

  • Interactive First Source ATMs

  • Over 30,000 Nationwide surcharge-free ATMs 

  • Kid’s Accounts with savings incentives

  • Free financial education, tools and resources



Community Support

And... we give back! First Source is very involved in many community initiatives through volunteerism, fundraising, sponsorships, and more. We care about what you care about.

Our employees are often found engaging in fundraising and awareness efforts outside of the credit union and volunteering their time for causes throughout the year. We are very active with community organizations and needs that have an educational component or impact, staying true to our roots as an educational credit union. When everyone in our community does better, we are all enriched.


Who We Are

We pride ourselves on cultivating a one-of-a-kind, and unparalleled, culture within our workplace and our community.

Looking to learn more about us? You can also watch our video to See How We Live Smarter.

About Us


​How Can You Get Started?

It’s easy to get started and open an account at First Source. If you live, work, worship, or attend school in Oneida or Herkimer Counties, you qualify to become a Member. We currently serve over 60,000 people in the Mohawk Valley.

Take the first step toward Living Smarter and join today.

 

If you have questions, give us a call at 315-735-8571 to talk to a representative about becoming a Member or make an appointment with one of our representatives. Simply click on the button below, select the “New Accounts” service from the menu and choose the “Become A Member” option.

Become A Member Today

Click below to start your Membership App now.

Start your membership app

First Source Member Anthony shares how First Source has been there for him through every stage of his adult life, helping his family and strengthening the community.