Government Veterans’ Assistance (VA) Loan

Helping Those Who Have Served

First Source is proud to offer our veterans a mortgage distinctly designed for them, allowing for 0% down.

Female Veteran receiving a hug from a loved one.

How Does A Government VA Loan Work?

Applying for a Veteran Assistance loan requires a Certificate of Eligibility from the U.S. Department of Veteran Affairs. Obtaining your COE is done using your DD214 and applying for eligibility on the U.S. Department of Veteran Affairs’ website. Once you’ve gathered your COE, First Source is happy to help you apply for your VA loan.


Who Qualifies For A Government VA Loan?

VA loans may be offered to veterans and current service members in the military, National Guard and Reserves. You may be eligible for a COE if you did not receive a dishonorable discharge and you meet the minimum active-duty service requirements based on when you served.


What Are The Requirements To Use A Government VA Loan?

  • 100% financing available for 1-4 unit properties

  • Must be owner-occupied

  • Must be an eligible veteran or current service member in the military, National Guard, or Reserves

  • Seller can contribute up to 4% toward closing costs and unlimited prepaid costs

  • Your DD214 and Certificate of Eligibility are required


Get Started

Every situation and home is unique. We look forward to working with you on your specific need for affordable home ownership.

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Interested In Learning More?

To see what other types of mortgages we have available, along with our specialized mortgage programs, visit our Mortgage overview page.

Let’s Get Started

We look forward to helping you.

Apply Now