The Penny Program
Prizes and Rewards for Young Savers
Penny Passport 0-12
Get Rewarded for Saving!
Opening a youth account automatically enrolls your child into the Penny Program. Through the Program, we offer savings prizes, educational programs, and tools to help your child get excited about saving.
As your child grows, our program encourages them to get involved and be eager to save as they get rewarded along the way. Kids are given a Penny Passport card and earn stamps as they make deposits into their account. Stamped cards can be turned in for prizes. School-aged kids beginning with 8 years old can play our interactive Banzai games. These are fun, age-appropriate, educational savings goal games.
When your child begins earning their own money, through allowance, babysitting, lawn mowing, etc. they’ll really begin to appreciate a safe place to keep their money while they earn rewards and dividends.
| Current Penny Passport Savings Prizes |
| 2 Week Class Side Kicks Karate (Rome & Whitesboro) (2) Stamps |
| Water Bottle (2) Stamps |
| 2 hours of play at Mia’s Place (3 Stamps) |
| $5 Treehouse Reading & Art Center Gift Certificate (3) Stamps |
| Coupon for 1 Slice and a 12 oz. Fountain Soda at Vinny's Pizza (Herkimer) (4) Stamps |
| 1 Utica Zoo Day Pass (4) Stamps |
| $5 Nicky Doodles Gift Card (5) Stamps |
| $5 Gift Card Good For: Kookie's Q, Babe's, Aquavino, Tailor & The Cook, Comets Team Store, ADK Bank Center Concessions, 72 Tavern & Grill (5) Stamps |
| $5 Marquee Cinemas Gift Card (7) Stamps |
| $10 PINZ Arcade Play Card (8) Stamps |
| 2 Games/Shoes King Pin Lanes (8) Stamps |
| Plush Penny (8) Stamps |
| Current Penny University Prize |
| $20 Nicky Doodles Gift Card |
1 Passport Stamp earned for every $5 deposited. Limit of 5 Stamps given per account/per day.
1 Youth Savings Prize redeemed per account/per day.
Penny University: 13-17
Learn & Earn!
If your child already had a Penny Passport Account, they will automatically transition into a Penny University Account when they turn 13. As part of Penny University, our Teen Members have access to educational modules to learn smart ways to manage their money, cyber security best practices, and more! Each quarter a new set of modules is available along with a new prize. Upon completion within that quarter, Penny University members will earn a prize. All Teen members are eligible to earn 1 prize every quarter!
Live Smarter
If you have any questions about the Penny Program, our savings prizes, or opening a Youth Savings account for your child, we’re here to help. Call 315-735-8571 to discuss any questions you may have or make an appointment with one of our friendly and knowledgeable representatives today.
Interested In Learning More?
To see what other tools and services we have available for our young Members, visit our Youth Accounts overview page.