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Compare Your Credit Card Options

Start with Visa® Platinum and Platinum Rewards Plus

Whether you’re getting credit for the first time, expanding your purchasing power, or replacing a card you’re unhappy with, we have great choices. Like the Visa® Platinum non-variable card. For some, a steady rate is most important. Or if you’re interested in earning rewards, the Visa® Platinum Rewards Plus variable-rate card, offers rewards like cash back, gift cards and travel.

Live Smarter 

Get started with the application process below.


If you have any questions, we are here to help. Call 315-735-8571 to talk about your options with the purchasing power of VISA® or make an appointment with one of our friendly and knowledgeable representatives today.

Let’s Get Started

We look forward to helping you.

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Credit Card Benefits

All Cards


  • Credit Limit: $500 Min/$50,000 Max, based on credit score
  • EMV Chip-Equipped Credit Card
  • Online/Mobile Banking


  • No Application Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • No Inactivity Fee
  • No Over-Limit Fee
  • 1% Foreign Transaction Fee


  • Minimum Monthly Payment: 2.5% of outstanding balance ($15 Min)
  • Late Payment Fee: 2.5% of balance due ($15 Min/$25 Max)

See full disclosure and agreement.

Membership and credit requirements apply. Rates and terms determined by overall credit history and subject to change.