Mortgage Loans
Affordable Home Financing
Meet Our Mortgage Originator: Jaime
Jaime Buley is a staple in our community and has an absolute wealth of knowledge when it comes to mortgages.
Get To Know Jaime
Meet Our Mortgage Originator: Tony
Tony Fumarola a seasoned mortgage expert dedicated to finding tailored solutions for each individual, no matter their circumstances.
Get To Know Tony
Meet Our Mortgage Originator: Amanda
Amanda Moyer, a mortgage professional dedicated to helping Members achieve homeownership and supporting her community.
Get To Know Amanda
First Source offers standard home loans as well as our own specialized mortgage programs. We have a systematic process we’ve developed to make your experience easy and smooth, communicating at each milestone along the way.
Types Of Mortgages Available
There are three standard mortgage loan categories to which all mortgages fall under. Rates are generally very similar for each of these options.
Conventional Mortgage
A Conventional Mortgage often requires a minimum of 5% down and can be a good choice for those with good credit ratings.
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Government Federal Housing Administration (FHA)
An FHA Mortgage can be a better option if you have less-than-perfect credit and may need more assistance with closing costs. A lower percentage is required for a down payment, and the seller has a higher percentage option for concessions.
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Government Veterans’ Assistance (VA) Loan
A VA Mortgage is a specific home financing option available for veterans only, allowing for 0% down. Your DD214 and Certificate of Eligibility are required.
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First Source Specialized Mortgage Programs
First Source also offers tailored mortgage programs for first-time home buyers and for those who serve our community.
Community Heroes Program**
If you are in a professional or support role in the fields of Education, Law Enforcement, Healthcare, U.S. Military (active-duty or veteran), or Fire & Rescue (full-time or volunteer), you can get up to $450 in cash/discounts toward your home purchase.
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Home Ready Program***
Our Home Ready Program is a cost-effective mortgage option available to first-time home buyers. This program offers a unique set of benefits that may be a great fit for you.
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Medical Professional Mortgage Program
For borrowers actively practicing in a medical field, this program ensures that certain student debts are not considered when qualifying for a mortgage, making homeownership more accessible.
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Mortgage Refinancing
Refinancing options are available for those looking to replace their current loan, lower their interest rate, and reduce mortgage payments. This can help save thousands over the life of your mortgage.
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Mortgage Checklist
As you prepare to speak with one of our Mortgage Specialists, we recommend downloading our handy Mortgage checklist. This guide will help you gather and organize the paperwork you’ll need to start the mortgage process.
Download Our Checklist
Live Smarter
Every situation and home is unique. We look forward to working with you on your specific need for affordable home ownership.
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