Boat Loans & Financing
Summer Days Just Got An Upgrade
Summer is short—let’s make memories that last. Whether you’re thinking about a fishing boat, pontoon, sport boat, or kayak, we’ll help you finance it. With competitive rates, flexible terms, and personalized support from start to finish, we’ll guide you through a boat loan that fits your life—and your budget.
Explore Your Boat Financing Options
Calculate Your Monthly Payment
Curious about what a boat loan could look like for you? Use our calculator to estimate monthly payments based on loan amount, interest rate, and term. It’s a simple way to explore what works for your budget.
Check Out Today’s Boat Loan Rates
We offer competitive rates based on your credit, income, and down payment. Whether you're looking for a shorter term or exploring longer financing options, we’ll help you find the best fit.
Apply Online Today
Our secure online application is quick and easy—so you get out on the water sooner.
Apply Now
Want A Little Help?
We’ve Got Your Back
Not sure where to start? Have questions about loan terms, rates, or pre-approval? Our friendly and knowledgeable team is here to walk you through the process, step by step.
Make an Appointment
Boats We Finance
Securing financing is your first step. We offer loans for all types of watercraft, including:
Got something else in mind? Just ask—we likely finance that, too!
Frequently Asked Questions
Can I get pre-approved for a boat loan?
Yes! Pre-approval gives you clear buying power when boat shopping. It’s quick, easy, and available online.
Do you offer zero-down loans?
Yes, for qualified buyers. We’ll help you explore what you’re eligible for based on your credit and income.
How long do boat loans typically last?
Loan terms generally range from 3 to 12 years, depending on your financial profile and the type of boat.
Why Finance Your Boat With First Source?
We make the journey smooth from start to finish with:
-
Expert Advice, Friendly Approach: No pressure, just personalized guidance.
-
Easy-to-Use Tools: Quickly calculate payments and view current rates to make informed decisions.
-
Transparent & Fair: Clear rates, terms, and no surprises.
Because summer’s more fun on the water—and we’re here to help you get there.
Live Smarter
If you’re ready to set sail, we’re ready to help. Let’s get started.
Apply Now
If you're not quite ready to apply and have questions, we’re here to help. Call 315-735-8571 to discuss your rate and term options, or schedule an appointment with one of our friendly and knowledgeable representatives who can walk you through the process.
Make an Appointment