Debit Cards
Smart & Convenient Spending
Using your First Source Visa® debit card enables you access to your Only One Checking Account anytime you need it. Like withdrawing cash from ATMs, or making purchases. Your debit card can be used anywhere Visa® is accepted.

Smart Money Management Made Easier
With online banking, it’s easy to track your debit card spending and Only One Checking account balance. You can set up savings goals and budget tracking to maximize your spending and form good savings habits.
Mobile Wallet Compatibility
If you'd prefer contactless payments, you can add your First Source Visa® debit card to your mobile wallet right on your phone. Start your Smart Money Management today with a First Source Only One Checking Account and First Source Visa® debit card.
Rewards You Deserve
Using your First Source Visa® debit card can also earn you great rewards through our Only One Rewards Program.
Live Smarter
If you have any questions, we are here to help. Call 315-735-8571 to talk about your options.
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When managing your money it helps to have a savings plan.
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Only One Checking Rates
Check today’s rates effective March 7, 2021
Minimum Balance to Earn Dividends |
Dividend Rate |
APY* |
$10,000 and Over Minimum balance to earn dividends |
0.05% |
0.05% |
$2,500-$4,999.99 Minimum balance to earn dividends |
0.05% |
0.05% |
$5,000.00-$7,499.99 Minimum balance to earn dividends |
0.05% |
0.05% |
$7,500.00-$9,999.99 Minimum balance to earn dividends |
0.05% |
0.05% |
Fees can reduce the earnings on the account. This is a variable rate account. Rates above are subject to change without notice.
*APY – Annual percentage yield
Term |
Rate |
APR* |
Estimated Monthly Payment |
30 year Fixed 0.0 Points |
3.125% |
3.292% |
$752.38 |
20 year Fixed 0.0 Points |
2.875% |
2.972% |
$948.62 |
15 year Fixed 0.0 Points |
2.375% |
2.603% |
$1143.81 |
FHA 30 year Fixed 0.0 Points |
3.000% |
4.137% |
$740.98 |