Personal Checking Account
Manage Your Money With Only One Checking
A First Source Only One Checking Account is the only checking account you'll need. Only One Checking allows you to manage your money with ease, automation and security, while customizing your banking experience to fit your needs. From online and mobile banking services to budget management tools and easy ways to deposit and make payments, Only One Checking helps you stay on track. Plus you can sign up for checking rewards!
With your Only One Checking Account you'll have access to the following:
Debit Card
Quick and easy shopping
Your First Source debit card comes with the security of EMV chip technology and the purchasing power of Visa®. You can also add your First Source debit card to your Mobile Wallet for safe, secure, contactless payment right on your mobile phone. Manage your card with ease and block or unblock it if you ever need to right though online banking or the mobile app.
Learn More
Only One Rewards​
Get rewarded
Have access to great rewards just for using your First Source checking account! Enjoy extras like cash rebates, online coupons, airfare discounts, and more! Check out all the benefits here.
Learn More
Direct Deposit
Time saving automation
Make pay day easy with direct deposit. No trips to the branch or deposits with your phone needed. If your employer offers a direct deposit option, your funds will be automatically deposited into your checking account ready to use. See the benefits of Direct Deposit when opening your Only One Checking Account.
Learn More
Overdraft Protection
Mistakes happen
We are here for you during every step of your financial journey, including if you accidentally overdraw your checking account. Should you find yourself in this situation, know that we have safeguards in place to help you.
Here are the Overdraft Protection steps we take to help you with your Only One Checking Account.
Learn More
Fraud Protection
Safe and secure
First Source has safeguards in place to help mitigate fraud on all accounts. From monitoring card transactions to federally insuring up to $250,000 on all deposit accounts. You’re covered if fraud is detected.
Learn More
Nationwide ATM Access
Convenient locations
With your First Source Only One Checking Account debit card, you can withdraw funds surcharge-free at over 30,000 ATMs across the United States. Easily find the nearest in-network ATM with our online zipcode finder, mobile app or text feature.
Learn More
Online Banking
24/7 access
Make sure to sign up for Online Banking to easily manage your money from anywhere. Plus you can customize your online Money Management experience.
Learn More
Interactive ATMs
A smarter ATM
Perform almost any financial transaction you may need, securely and on your schedule, at any of our Interactive ATM locations.
Learn More
Money Manager Checking Account
Checking for your teen
Our Money Manager Checking Account is geared toward our teenage members. As they prepare for adulthood, our teens generally take on new financial responsibilities, including their own checking account. (Joint with a legal guardian)
Learn More
Choose to Live Smarter
If you have any questions about opening an Only One Checking Account we are here to help. If you’re not yet a First Source Member, start your New Member App today.
Or call 315-735-8571 to talk about your options or make an appointment with one of our friendly and knowledgeable representatives today.