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Pet Loan

Personal Loans For Pet Surgery & Medical Expenses

Our pets are an integral part of our family and we want to give them the very best care we can. We understand that having a happy, healthy pet is important, but caring for them can become costly. When you’re faced with medical expenses for your pet, it’s usually unexpected or an emergency, and generally ends up on a credit card. To help prevent this situation and going into unwanted credit card debt, First Source offers a Healthy Pet Loan made just for this need.

Laughing guy hugging and getting licked by his dog at the park.

Our Healthy Pet Loan comes with easy-to-manage monthly payments and low rates, compared to major credit cards. Avoid adding potential, hard-to-pay credit card debt by talking to our team first.

Medical Pet Expenses Covered Include: 

  • Veterinary bills

  • Surgery

  • Prescriptions

  • Charges, including well visits

  • Supplies/medical equipment

  • Obedience school/animal behavior training

Pet Loan vs. Pet Care Credit Cards

Many veterinarians don’t offer funding or payment plans. Others promote using "pet care credit cards”. While these may seem like a good option up front, they generally carry a high interest rate. A First Source Healthy Pet Loan is a great alternative offering a set amount borrowed and easy monthly payments.

Live Smarter

Give your pet the best possible care, with the least financial burden for you. Get started with the application below.


If you’re not ready to apply for a Healthy Pet Loan, and have questions, we are here to help. Call 315-735-8571 to talk about your options or make an appointment with one of our friendly and knowledgeable representatives today.

Interested In Learning More?

To see the most common uses for a personal loan, visit our Personal Use Loan Options overview page.

Let’s Get Started

We look forward to helping you.

Apply Now

Not sure what you can afford?

Check out our helpful Healthy Pet Loan calculator.

Healthy Pet Loan Comparison Calculator

Term APR
12 Month as low as 8.74%
24 Month as low as 8.74%
36 Month as low as 8.99%
48 Month as low as 8.99%
60 Month as low as 8.99%

Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval.

Monthly payments for a 5 year personal loan at 8.99% would be $20.75 per $1,000 borrowed.

Membership and credit requirements apply. Rates and terms determined by overall credit history and subject to change.