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Classic Car Loan
Love What You Own
What makes a “classic”? If the car you love is 25 years old or older than the newest model year, it qualifies as classic car financing with First Source. If you’re ready to own your classic, vintage, antique, or collector car, we can help with a low interest rate, and flexible terms to meet your needs. Payments are easy too! In person, online or through our mobile app.
Classic Car Loan Rates
See our current rates below.
Live Smarter
You’re one step closer to owning what you love, going for Sunday drives and heading to classic car shows. Apply today and be ready to go with a loan pre-approval in hand. Start the application process below.
If you’re not ready to apply for a classic car loan, and have questions, we are here to help. Call 315-735-8571 to talk about your options or make an appointment with one of our friendly and knowledgeable representatives today.
Interested In Learning More?
To see the different types of vehicle loans and services available to our Members, visit our Car Loan Options overview page.
Let’s Get Started
We look forward to helping you.
Apply Now
What can you afford?
Try our auto loan calculator.
Auto Loan Comparison Calculator
Want a rough idea?
Check our current classic car loan rates effective September 16, 2024
2023-2025
Including Classics
Term |
APR |
12 Month |
as low as 6.49% |
24 Month |
as low as 6.49% |
36 Month |
as low as 6.49% |
48 Month |
as low as 6.49% |
60 Month |
as low as 6.74% |
72 Month |
as low as 6.74% |
84 Month |
as low as 6.74% |
96 Month |
as low as 8.24% |
108 Month |
as low as 9.24% |
2020-2022
Term |
APR |
12 Month |
as low as 6.49% |
24 Month |
as low as 6.49% |
36 Month |
as low as 6.49% |
48 Month |
as low as 6.49% |
60 Month |
as low as 6.74% |
72 Month |
as low as 6.74% |
84 Month |
as low as 6.74% |
2019 & Older
Excluding Classics
Term |
APR |
12 Month |
as low as 7.99% |
24 Month |
as low as 7.99% |
36 Month |
as low as 7.99% |
48 Month |
as low as 7.99% |
60 Month |
as low as 8.24% |
72 Month |
as low as 8.24% |
Apply for an Auto Loan Now
Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval.
Monthly payments for a 5 year new vehicle loan at 6.74% would be $19.68 per $1,000 borrowed.
Monthly payments for a 5 year used vehicle loan at 6.74% would be $19.68 per $1,000 borrowed.
Monthly payments for a 5 year older vehicle loan at 8.24% would be $20.39 per $1,000 borrowed.
Membership and credit requirements apply. Rates and terms determined by overall credit history and subject to change.
Term |
Rate |
APR* |
Estimated Monthly Payment |
30 year Fixed 0.0 Points |
5.750% |
5.895% |
$933.72 |
20 year Fixed 0.0 Points |
5.375% |
5.562% |
$1089.35 |
15 year Fixed 0.0 Points |
5.250% |
5.484% |
$1286.20 |
FHA 30 year Fixed 0.0 Points |
5.250% |
6.149% |
$883.53 |