First Source Continues To Be Financially Strong And Here For You

A message from Tom Neumann, President/CEO

With all the news this past week about several banks who are facing challenges, I wanted to confirm with you that First Source is strongly positioned to continue to meet your needs today, tomorrow, and into the future. There have been some concerns due to the economy’s current state of flux and rising rates, and now most recently two high-profile specialty-bank failures. Please rest assured, your Credit Union is financially strong.

First Source plans and prepares for just such challenging times. In addition to being Federally Insured by the National Credit Union Administration (NCUA), we take the management of our Member/Owners’ money very seriously and for the past 85 years we have acted in your best interests, as good stewards of all of your accounts. Unlike the banks in the news, we take a conservative, community-based approach; investing deposits in local individuals, families, and small businesses.

We also have strong earnings and capital positions, managed by an experienced local management team, which ensures we have access to necessary cash and reserves when needed. Whether it is helping you borrow money to fulfill your dreams, or dealing with economic challenges like this past week.

The Credit Union is audited regularly by both the NCUA and other independent auditors multiple times per year; and we are pleased to continually receive positive marks and ratings. We are consistently rated “Above Peer” in both operations and financial strength and stability.

Our financials are posted annually in June on our website for Members to view. The NCUA provides coverage for member share deposits and our staff is trained to maximize levels of coverage for our Member’s safety.

Should you have any questions you can find more regarding NCUA Share Insurance at: https://mycreditunion.gov/share-insurance

Thank you for your trust in First Source, as we continue to be there for you.

Sincerely,
Tom Neumann, President/CEO

Join Us As We Go Red For Women

First Source is proud to help raise awareness and funds in the fight against heart disease in women for the American Heart Association’s Go Red for Women campaign. We encourage you to help support this initiative, which can aid in making our community a healthier place to live. First Source is committed to the cause, with Senior Leadership Team Members and First Source employees giving back through volunteerism, education, and a general passion for helping change lives by educating women on taking charge of their health.

Wellness Wednesdays

As a proud sponsor of the American Heart Association’s Go Red for Women initiative, First Source will share “Wellness Wednesdays” throughout the month of February - American Heart Health Month. Connect with us on social media each Wednesday to hear these educational and inspiring stories. It just may help save the heart of yourself or someone you love.

Wednesday, February 22nd

Meet Dianne Ruiz. Born with pulmonary stenosis, Dianne promotes benefits of healthy lifestyle among Hispanic Latinos and others.

Meet Dianne

Check out these tips & ideas for heart healthy living:

Know Your Numbers – It could save your life.

We sure know a lot of numbers by heart, like phone numbers, birthdays, pin numbers and passwords. But do you know the most critical numbers for your heart health? That knowledge could just save your life.

That's why Go Red for Women and The Heart Truth are encouraging all women (and men) to schedule a visit with their doctor to learn their personal health numbers including:

• Blood Pressure

• Cholesterol

• Blood Sugar

• Body Mass Index (BMI)

This will help assess their risk for heart disease and stroke. It’s time to learn the most critical numbers in Your life. Your heart depends on it. You can’t manage what you don’t measure, which is why knowing your risk is critical to preventing cardiovascular disease. And knowing your risk starts with knowing your numbers.

Learn more about heart risk and knowing your numbers.

Wednesday, February 15th

Meet Shemeka Campbell. Having endured numerous heart problems, Shemeka shares her story and urges others to listen to your body.

Meet Shemeka

Check out these tips & ideas for heart healthy living:

Do you know signs and symptoms of Heart Attack? Heart attacks are life-or-death emergencies. Every second counts. If you have any of these signs, call 9-1-1 and get to a hospital right away.

Signs and Symptoms of Heart Attack 

1. Uncomfortable pressure, squeezing, fullness or pain in the center of your chest. It lasts more than a few minutes or goes away and comes back.

2. Pain or discomfort in one or both arms, the back, neck, jaw, or stomach.

3. Shortness of breath with or without chest discomfort.

4. Other signs such as breaking out in a cold sweat, nausea, or lightheadedness.

5. As with men, women’s most common heart attack symptom is chest pain or discomfort. Note: Women are somewhat more likely than men to experience some of the other common symptoms, particularly shortness of breath, nausea/vomiting and back or jaw pain.

Learn more about Heart Attacks and heart health topics.

Wednesday, February 8th

Meet Jayme Kelly, a nurse who didn’t recognize the signs and symptoms of stroke — until she had one at age 29.

Meet Jayme

Check out these tips & ideas for heart healthy living:

Would recognize the symptoms for a stroke in women and men? 

Men and women who have strokes often feel similar symptoms of stroke such as face drooping, arm weakness and speech difficulty. Other common signs include problems seeing out of one or both eyes and balance or coordination problems. But some signs of stroke in women can be subtle enough to be missed or brushed off. That can lead to delays in getting time-sensitive, lifesaving treatments.

Spot a Stroke F.A.S.T

1. Sudden numbness, weakness, or drooping of the Face

2. Arm weakness, or leg, especially on one side of the body

3. Sudden confusion, trouble Speaking or understanding

4. Sudden trouble seeing or blurred vision in one or both eyes

5. Sudden trouble walking, dizziness, loss of balance or coordination

6. Sudden severe headache with no known cause

7. If you have any of these signs, Time to call 9-1-1 and get to a hospital right away

Learn more about Stroke symptoms in women and men.

Wednesday, February 1st

Meet Amy Cavaliere, an active mom who suffered a heart attack and then cardiac arrest. CPR saved her life, and she now trains others in CPR and talks to her children about how to stay heart healthy.

Meet Amy

Check out these tips and ideas for heart healthy living:

• Learn hands-only CPR in seconds. You could save someone’s life.

• Learn 10 ways to improve your Heart Health

First Source Federal Credit Union will be spreading holiday cheer with the Utica Comets on Saturday, November 19th at the Utica Memorial Auditorium’s Adirondack Bank Center.

Puck drops at 7:00 p.m. when the Comets take on the Rochester Americans. First Source will be giving out red and green (A throwback to the Utica Devil’s original colors) neon necklaces to the first 1,200 fans through the door.

In addition, throughout the night, 10 lucky fans will win (1) $100 VISA gift card!

“The holidays can be tough to afford and every little bit helps,” said Pamela Way, First Source Community Relations Supervisor. "This is a fun way to engage the fans and also give back this holiday season.”

Way continued, “First Source also offers a low-rate holiday loan, as low as 3.99% APR. It’s a great way to be less stressed about affording the holidays. With a 12-month term it’s like a budget with small monthly payments rather than incurring credit card debt at a much higher interest rate. We hope to educate the fans as well as have some fun that night.”

We hope to see you there! To purchase Comets tickets call the box office at 315-790-9070 or get them online at https://empirestatetix.evenue.net/

First Source is proud to host a Community Heroes Night at the Utica Blue Sox on Tuesday, June 28th. All those who work professionally or as volunteers, and their families, in the areas of: fire & rescue, the armed forces, education, medical services, and law enforcement will have free admission to the game courtesy of First Source. Please bring a form of ID to show your affiliation with one of the qualifying categories. 

“First Source is proud to support our community heroes who give so much of themselves for others every day,” said Pamela Way, First Source Community Relations Supervisor. “This is a nice way for those who serve to feel recognized and enjoy a fun night out with their family.” 

As part of the festivities, the Utica Fire Department will have trucks on site for kids to meet the Firefighters and view the trucks, Senior Chief Michael J. Grogan U. S. Navy (Retired) will throw out the first pitch, and Amanda Aiello, a local RN will sing the National Anthem. You can look for fun contests/games during inning breaks. 

For questions please contact Pamela Way, First Source Community Relations Supervisor at 315-735-8571. 

Serving Those Who Serve Our Community

If you are in a professional or support role in the fields of Education, Law Enforcement, Healthcare, U.S. Military (active-duty or veteran), or Fire & Rescue (full-time or volunteer), and looking to purchase a home, our Community Heroes Mortgage Program could be the solution for you

Learn More

Celebrate Mom with Flowers!

We are excited to be back in action with our annual, in-person Mother’s Day Plant Sale. All proceeds will benefit Anita’s Steven Swan Humane Society. And this year, all donations will be matched! Flowers will once again be provided by The Flower Barn. Choose from potted plants or hanging baskets in an array of colors, types and sizes. You can also drop off needed items for the animal shelter during the sale. Please see the humane society’s wish list here:

Mother's Day Plant Sale

• May 5^th – 7^th

• During normal business hours

• First Source New Hartford Branch

• 4451 Commercial Drive

• Prices are as follows:

  • Hanging Baskets - $22.00

  • 6 Packs - $3.30

  • Tomato Plants - $12.99

  • Combination Planters: Large - $32.00 or Medium - $28.00

It’s the perfect time to get beautiful flowering plants for mom, and help local animals in need.