- Home
Recreational Use Loans Recreational Loan
Recreational Loan
Financing for your outdoor activities
A Recreational Loan is great for financing your outdoor activities, from 4-wheeling ATVs to UTVs, RVs, campers, jet skis, snowmobiles, and more. However you love to get outside and play, we have you covered.
Find out more about:
You can also protect your investment with the Route 66 Power Sports Warranty.
Learn More
Borrow Smarter
Get outdoors sooner by applying for a Recreational Loan. Start the application process below.
If you’re not ready to apply for a Recreational Use Loan, and have questions, we are here to help. Call 315-735-8571 to talk about your options or make an appointment with one of our friendly and knowledgeable representatives today.
Let’s Get Started
We look forward to helping you.
Apply Now
“Putting together an accurate estimate and getting pre-approval for your new ATV or UTV provide you with a number of benefits…”
— ATV/UTV financing blog,
Full Article
Not sure which model you can afford?
Check out our helpful calculator.
Recreational Loan Comparison
Want a rough idea?
Check today’s recreational loan rates effective September 18, 2024
Term |
APR |
12 Month |
as low as 7.24% |
24 Month |
as low as 7.24% |
36 Month |
as low as 7.24% |
48 Month |
as low as 7.50% |
60 Month |
as low as 7.75% |
72 Month |
as low as 7.85% |
84 Month |
as low as 7.95% |
Apply for a Recreational Loan Now
Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval.
Monthly payments for a 5 year recreational use vehicle or equipment loan at 7.75% would be $20.16 per $1,000 borrowed.
Membership and credit requirements apply. Rates and terms determined by overall credit history and subject to change.
Term |
Rate |
APR* |
Estimated Monthly Payment |
30 year Fixed 0.0 Points |
5.750% |
5.895% |
$933.72 |
20 year Fixed 0.0 Points |
5.375% |
5.562% |
$1089.35 |
15 year Fixed 0.0 Points |
5.250% |
5.484% |
$1286.20 |
FHA 30 year Fixed 0.0 Points |
5.250% |
6.149% |
$883.53 |