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Recreational Loan

Financing for your outdoor activities

A Recreational Loan is great for financing your outdoor activities, from 4-wheeling ATVs to UTVs, RVs, campers, jet skis, snowmobiles, and more. However you love to get outside and play, we have you covered.

Man enjoying his ATV in the woods.

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You can also protect your investment with the Route 66 Power Sports Warranty.

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Borrow Smarter

Get outdoors sooner by applying for a Recreational Loan. Start the application process below.


If you’re not ready to apply for a Recreational Use Loan, and have questions, we are here to help. Call 315-735-8571 to talk about your options or make an appointment with one of our friendly and knowledgeable representatives today.

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We look forward to helping you.

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Putting together an accurate estimate and getting pre-approval for your new ATV or UTV provide you with a number of benefits…

— ATV/UTV financing blog
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Not sure which model you can afford?

Check out our helpful calculator.

Recreational Loan Comparison

Want a rough idea?

Check today’s recreational loan rates effective September 26, 2023

Term APR
12 Month as low as 6.74%
24 Month as low as 6.74%
36 Month as low as 6.74%
48 Month as low as 7.00%
60 Month as low as 7.25%
72 Month as low as 7.35%
84 Month as low as 7.45%

Apply for a Recreational Loan Now

Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval. Loan to value is determined by credit score.

Monthly payments for a 5 year recreational use vehicle or equipment loan at 7.25% would be $19.92 per $1,000 borrowed.

Membership and credit requirements apply. Rates and terms determined by overall credit history and subject to change.