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Purchasing Power with VISA® Platinum

Enjoy the purchasing power of VISA® and the security of EMV chip technology right in your wallet whenever you need it. Cards issued on or after 10/1/23, will also have contactless, tap to pay cabability. Our Platinum VISA card offers you a convenient payment source with great options like a non-variable rate card, or variable rates with reward options. Enjoy home, health and recreational gifts, travel options, plus earn cash back or gift cards!

Download the First Source mobile app from your app store to easily manage your card on the go. Here you can view and manage your First Source VISA Platinum and Platinum Rewards Cards: View current balance, available balance, transactions and statements. Make a payment, view payment history, report or block a lost or stolen card, all from your mobile device.

Mobile Wallet

Our VISA cards are also compatible with mobile wallets for safe, secure, contactless payment if you'd prefer to pay directly with your phone. Set up your mobile wallet today.

Mobile Wallet: Learn More

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Get started with the application process below.


If you have any questions, give us a call at 315-735-8571 or make an appointment with one of our friendly and knowledgeable representatives today.

Re-PIN Visa Platinum Credit Card:

Re-PIN Visa Debit Card:

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We look forward to helping you.

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Credit Card Benefits

  • Credit Limit: $500 Min/$50,000 Max, based on credit score
  • EMV Chip-Equipped Credit Card
  • Online/Mobile Banking
  • Mobile Wallet Capability
  • No Application Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • No Inactivity Fee
  • No Over-Limit Fee
  • 1% Foreign Transaction Fee

See full disclosure and agreement.

Is a rewards credit card right for you? We can help you decide.

— First Source Blog
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VISA® Platinum

Term APR
VISA® Platinum
as low as 8.90%
Rewards Points Expiration

VISA® Platinum Rewards Plus

Term APR
VISA® Platinum Rewards Plus
Variable Rates. With CURewards®
as low as 12.99% (Prime + 4.49%)
CU Rewards merchandise, gift cards, and points to cash
Rewards Points Expiration
5 years

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Rates and terms are determined by overall credit history. Applications are subject to credit approval. Full terms and disclosure.

Rates and terms are determined by overall credit history. Share Secured cards are offered to Members at the best Fixed Platinum card rate.  Applications are subject to credit approval.  Rate is subject to change annually in the September billing cycle.  Prime Rate as of 9/3/23 was 8.50%.  Rates can increase or decrease, but not to exceed 17.99% APR.

In accordance with the Credit Card Act of 2009, borrowers applying for a credit card under the age of 21 must either show proof of "ability to pay" or have a qualified guarantor over 21 years of age.
Full terms and disclosure.

Membership and credit requirements apply. Rates and terms determined by overall credit history and subject to change.