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Student Loans from First Source in partnership with Sallie Mae®

For borrowers attending a degree-granting institution.

Education is important. It is a founding principal of our credit union. We can help you pay for college expenses not covered by scholarships and federal loans. These flexible loans are for borrowers attending a degree-granting institution. Sallie Mae higher education loans are designed for the needs of undergraduates and graduate students.

  • Competitive interest rates

  • Multiple repayment options

  • No origination fees; no prepayment penalty1

It’s always good to research what’s available through Federal and State aid first, and check for scholarship opportunities. Once you’ve determined what you still need, we can help.

Young woman student studying at college with help of student loans

Undergraduate Students

Smart Option Student Loan® for First Source by Sallie Mae®

Pay for college the smart way with three great repayment options and competitive interest rates.

  • Multiple in-school repayment options plus competitive interest rates provide even more flexibility

  • No origination fee and no prepayment penalty

  • Benefits and an interest rate reduction available

  • Rates that reward creditworthy borrowers

  • Applying with a creditworthy cosigner may help you qualify

  • 100% US-based Student Loan Specialists

To learn more about the Smart Option loan or apply:

Get Started

Graduate Students

We understand that graduate studies are specialized and require different commitments to earn your degree. We are pleased to offer specialized loans to better reflect your specific program of study need.

Graduate School Loansm

Pay for expenses as you pursue your master’s and doctoral degrees

MBA Loansm

Pay for your business school expenses as you pursue your Masters of Business Administration degree 

Medical School Loansm

Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine

Dental School Loansm

Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics

Health Professionals Graduate Loansm

Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other graduate-level health programs

Law School Loansm

Pay for your school and associated expenses as you study for your law degree

To learn more about all of your loan options or apply:

Get Started

Scholarship Search Tool

Along with Sallie Mae, we provide you with a nationwide scholarship search tool. In minutes, get matched with your best fit scholarships! To search our database of over 3.5 million scholarships worth more than $18 billion, complete the online profile form and find relevant scholarships with applications due dates ready for you.


Start the Application Process

Not sure how much you need?

Check out our helpful calculator.

Student Loan Comparison Calculator

Membership and credit requirements apply. Rates and terms determined by overall credit history and subject to change.

Borrow Responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. First Source FCU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan® and Graduate Loan Products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

Parent Loansm: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

1 Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.


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