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Medical Loan

Finance Your Medical Expenses

Sometimes medical issues arise when you least expect them. This can threaten not only your health, but your best laid financial plans as well. Even if you’ve saved ahead for an emergency, you may not have enough. Applying for a First Source Health Improvement Loan can cover the remaining costs. With a lower interest rate than most credit cards, our Health Improvement Loan can help you focus on your health.

Doctor shows patient treatment plan so she can plan ahead for medical expenses with a loan

We are happy to go over your options for easy-to-manage monthly payments that work for you.

Medical Financing with a Health Improvement Loan Covers:

  • Dental, medical, or vision expenses1

  • Surgery

  • Prescriptions2

  • Physician’s charges, including well visits

  • Hospital bills, including supplies

  • Medical equipment

  • Over-the-counter medicines and home health/medical supplies3

Live Smarter

We look forward to helping you get on the road to recovery. Get started with the application below.


If you’re not ready to apply for a Health Improvement Loan, and have questions, we are here to help. Call 315-735-8571 to talk about your options or make an appointment with one of our friendly and knowledgeable representatives today.

Interested In Learning More?

To see the most common uses for a personal loan, visit our Personal Use Loan Options overview page.

Let’s Get Started

We look forward to helping you.

Apply Now

Health Improvement Loan Coverage Disclosures

1 Incurred by you, your dependent children, or your parents (that you are responsible for)

2 Those already ordered, or prescribed in the current month. This is not a revolving line of credit.

3 Does not include exercise equipment or gym memberships.

In cooperation with both local and national health organizations, we support heart-health initiatives in our local communities through sponsorships, volunteering, and donations.

Not sure which term is right for you?

Check out our helpful loan comparison calculator.

Health Improvement Loan Comparison Calculator

Health Improvement Loan Rates

Check today’s health improvement loan rates effective April 14, 2024

Term APR
12 Month as low as 8.74%
24 Month as low as 8.74%
36 Month as low as 9.24%
48 Month as low as 9.24%
60 Month as low as 9.24%

Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval.

Monthly payments for a 5 year health improvement loan at 9.24% would be $20.87 per $1,000 borrowed.

Loan must be used for items/services that are medical in nature.

Membership and credit requirements apply. Rates and terms determined by overall credit history and subject to change.