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Direct Deposit

Secure and Dependable

Direct deposit offers the comfort of a routine you can depend on, knowing your paycheck will be deposited at the same time, on the same day, each pay period right into your account. This automation can make it easier for you to set up automatic payments for bills going out.

Woman fills out form application.


First see if your employer offers direct deposit as an option. Most do. Next ask them what they need to process the request. Sometimes they need a canceled check, other times the routing number and account information the check will go to. Let us know what they require and we’ll do the rest.


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If you have any questions, we are here to help. Call 315-735-8571 to talk about your options.

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When managing your money it helps to have a savings plan.

Get started with building your savings here.


Savings Calculator

Only One Checking Rates

Check today’s rates effective January 16, 2021

Minimum Balance to Earn Dividends Dividend Rate APY*
$10,000 and Over
Minimum balance to earn dividends
0.05% 0.05%
$2,500-$4,999.99
Minimum balance to earn dividends
0.05% 0.05%
$5,000.00-$7,499.99
Minimum balance to earn dividends
0.05% 0.05%
$7,500.00-$9,999.99
Minimum balance to earn dividends
0.05% 0.05%

Fees can reduce the earnings on the account. This is a variable rate account. Rates above are subject to change without notice.
*APY – Annual percentage yield