Only One Rewards*

Use your checking account, get rewards. It’s simple!

At First Source, we believe in truly helping our Members, and often in ways you wouldn’t expect. Like our Only One Checking Rewards Program. Benefits include services like no co-pay telehealth, cell phone protection, roadside assistance and more!


Program Benefits

The Only One Rewards Programs allows you to use your checking account the way you want and earn rewards as you go. If you use your debit card more than 15 times/month or maintain an average monthly balance of $2,500 or more, you automatically qualify for these rewards! If you don’t meet the minimum requirement and would like rewards, you can still access them for just $5/month. The benefits outweigh the cost just in ATM fee reimbursement. Take a look below.

  • Up to $5 out of network ATM fee reimbursement/month1

  • IDProtect® - Identity Theft Monitoring and Resolution Services2

  • Cell Phone Protection3

  • Telehealth Services4

  • Roadside Assistance Service3

  • Rideshare Protection3

Spend Smarter: Earn More From Your Money

ATM Fee Reimbursement

With a network of over 30,000 nationwide surcharge-free ATMs, you have plenty of free options to choose from, however, if you find yourself in a situation where you are charged an out-of-network fee, we will reimburse you up to $5/month.


IDProtect® Identity Theft Monitoring and Resolution Services

Help better protect yourself and your joint account owners with our IDProtect® identity theft monitoring and resolution service that includes monitoring of over 1,000 public databases, identity theft expense reimbursement, fully managed resolution services, and more.


Cell Phone Protection

Receive up to $600 of replacement or repair costs if your eligible cell phones are stolen or damaged. (Cell phone bills must be paid using any First Source checking, savings or credit card account.)


Telehealth Services

Access to 24/7 video or phone visits with U.S.-based, board-certified, licensed and credentialed doctors, ready to help with urgent care or mental health for you and your family. All with zero copays! (Registration/activation is required.)


Roadside Assistance Service

24-hour coverage for roadside assistance services including vehicle towing, fuel/oil/fluid/water delivery, and battery/lock-out/tire assistance up to $100 per occurrence. Maximum of two occurrences per twelve month period.


Rideshare Protection

Coverage if injured while traveling in an Uber, Lyft or other vehicle operated by a transportation network company.


Full details on all Only One Rewards program benefits can be found here.


Live Smarter - Enroll Now

If you are a current First Source checking account holder, to enroll in our Only One Rewards program give us a call at 315-735-8571 to receive your personal access code. Then go to OnlyOneRewards.ClubChecking.com or download the Only One Rewards mobile app.

If you don’t yet have a First Source checking account, make an appointment with one of our friendly and knowledgeable representatives today.


Interested In Learning More?

To see what other services are available with your Only One Checking Account, visit our Personal Checking Account overview page.

Let’s Get Started

Make an appointment with one of our friendly Member service representatives today.

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