Check cashing scams are on the rise. They generally happen after business hours at a drive-thru location. Please be vigilant and do not engage.

The scenario is that you are approached at an ATM or ITM and asked by someone you don’t know to cash a check for them. Seems easy enough… The money from the check will be deposited into your account; you withdraw that money for the person on the spot, and it’s an even trade. They may even offer you cash, a gift card, electronic payment, or other incentive for your kindness and trouble in helping them out.

 IT’S A SCAM!

There are no funds behind that check. It will not clear. And because you willingly deposited it and withdrew from your account, you are responsible for those fraudulent funds.

Please be aware and stay vigilant. If you are asked to cash a check on behalf of someone you don’t know—no matter how enticing it may seem—do not engage. This is considered fraud, and you are liable for the funds if the check doesn’t clear.

Scammers are clever and often pull on your heartstrings with compelling stories. Or they can be intimidating or forceful. Please stay alert and do not fall victim to this scam. Stop. Think. Call the police. If during business hours press the ITM button, reach out to a Member Service Representative.

Our Members and the safety of your accounts are our highest priority. If you see something, please say something. Stop in branch or call us at 315-735-8571.