Make an Appointment

Buying A Home

July 9, 2020

Couple reviewing their finances so they can buy a home.The Cost of Buying

Buying a home can be a big step, and an important one. You want a home you and your family will be happy in for as long as you own it. 

We can help you figure out how much you can realistically afford.

Begin by defining your goals. Consider where you want to live, the features you're looking for, and what you feel is a comfortable monthly payment. We’ll work with you to ensure you factor in all of the variables like down payment, closing costs, etc.

Check out this quick tool to help give a rough idea of what you may be able to afford today.

There are other financial and personal factors that could determine what kind of mortgage loan you might be eligible for. For example, if you are a Veteran, new home buyer, have certain income thresholds, etc.

First Source has a systematic process we’ve developed over the years to make your experience as easy and as smooth as possible. This is an important milestone in your life and we want to make sure you can reach it with financial stability. That is why we will communicate with you through every step along the way.


Live Smarter

We look forward to working with you on your specific need for affordable home ownership. Get started with the application process below.

 

If you’re not ready to apply for a Mortgage loan, you might want to consider scheduling an introductory discovery call with one of our Mortgage Team representatives. Simply click on the button below, select the “Apply for a Loan” service from the menu and choose the “Mortgage Services” option.


Article adapted from Banzai.

Posted in: Mortgage


Archives


Categories


Tags

​charity #PennyTheTherapyDog “best “debt “savings 50/30/20 529 about account account” adults advice Amanda L. King Memorial Fund American Cancer Society American Heart Association American Red Cross Amy DeMetri animals Anita’s Steven Swan Humane Society Anita’s Stevens Swan Humane Society atv financing atv loan Auto auto loan back bad credit bank Banzai Berowski Better U Program bike Blog Blog Posts Blogs boat loans borrow Branch breach budget Budgeting business camper cancer Capitol Civic Center Car car loan Car Loans Card Cell Phones For Soldiers Challenge charity Check checking checks Child Tax Credit children Children’s Miracle Network Hospitals Children's Museum Choice Investments Christmas Chuck club College Comets Community compounding consolidation” conventional Corporate Credit Credit Card credit cards credit union Dance the Night Away debt debt consolidation plan deposit destinations dividend donation down payment Dream earnings education Entrepreneurs Equifax equity expenses experienced investing experienced investor FDIC FHA FHA loan Fical Finance Financial financial literacy program financing Firley Moran First First Source Federal Credit Union for Games Genesis Genesis Group gifts giving Giving Tuesday Go Blue Go Red Go Red for Women Good Good News Center Goodison-Bick Greiner Group guide Halloween HCCC Health healthy pet loan Heart HELOC herkimer Herkimer County Humane Society holiday Holiday loan holidays home home buying Home Equity Line of Credit Home Equity Loan Home Equity Loans Home Improvement Loan hot tub house House of the Good Shepherd Hug Humane Society of Rome Indoor installation interest invest Investment investments IRA JD Arrante Jessie Joseph R. Carucci Legacy Awards Julie Keller KIDS Kid's Oneida kitchen remodel kristy learn lien lienhouse Lilli living smarter LMV loan Loans Local long-term savings manage management Marketing Maxam medical Mel member members mentoring Michael Mike missing money money management Money Market Money Market Account Mortgage Mortgages Motorcycle Financing Motorcycle Loan MVCC National Center for Missing & Exploited Children National Credit Union Administration (NCUA) National Credit Union Youth Month NCMEC NCUA Neumann New New Hartford new investors nole North Utica of One Oneida online online safety Only order checks Orsomarso overdraft Pamela paperwork Paralympics Parsons patient pay bills payments personal loans pet care pet financing pet surgery Pete pets plan planning Posts Power presents President/CEO programs protection purchase QR Questions rates Recreational Loan recreational loans Red reduce relief renovation Requirements Resolutions resort resorts retirement rewards ride Rome Run RV RV & Camper Loan Ryan Misencik Safety saving savings savings account savings” Schools Schumer security Sen. service settlement” Sherman Sinnott Education Center ski resort ski trips sled snowboard snowmobile snowmobile trails social media Source South South Utica spending spots SSHS Staff Stevens-Swan Humane Society students Sue Summer system Tammy Cieslak Tanya Taxes teachers Team Team First Source teens Term Share Certificate testimonial the The American Cancer Society The Genesis Group Tiny's Grill Tips Tom travel treatment treats Tricia trip TV Union Unite United United Way Up Upstate Caring Partners Utica Utica Blue Sox Utica Children’s Museum Utica Comets Utica Police Department Utica Zoo VA vacation vacation financing vacation loan Valley Health Services Video Visa volunteer Waggle Walk Walk-A-Thon Way Wear Wellness Wells Wendy Why We Ride wig Wiggle wild Winner winners Winter withdrawal women Women’s Employment & Resource Center Year's York You You’re Young Young Entrepreneurs Academy Young Scholars Program YWCA