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Recreational Use Loans

Play. Relax. Enjoy.

If you’re into off-roading, open-roading, riding the waves, relaxing at camp, or sledding the trails, we can help you enjoy your free time the way you want with our Recreational Use Loans. 

We have financing, no matter what draws you outside, for almost any activity you choose, including loans for ATVs, UTVs, RVs, campers, motorcycles, boats, jet skis, snowmobiles, and more. Find rates to make play time more affordable. 

Boat Loans

When getting out on the water is your goal, we have financing for any kind of boat, from sports boats to leisure craft. Before you shop, see us about a Boat Loan so you have more negotiating power when you find what you want.

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Motorcycle Loans

If the open road is calling you, a new or used bike could be in your future. Low, fixed-interest rates make owning one more affordable, and we’ll work with you to talk about all the details. 

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RV/Camper Financing

Outdoor fun can mean the perfect camping or recreational vehicle for the way you roll. For new and used RVs, campers,  and trailers, finance your future adventures with a Recreational Use Loan.

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Jet Ski® Financing

Always wanted a jet ski but weren’t sure how to afford one? Our Recreational Loan was designed for this. Let's get you out and skimming the waves. 

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When it’s time to have some off-road fun and explore, or tackle those outdoor jobs, do it with the right vehicle. We have financing for ATVs, UTVs, or 4-Wheelers to get you outside sooner. 

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Snowmobile Loans

When you can’t wait to get out on the trails sledding, then snowmobile financing is the place to start. We can see if you pre-qualify for a loan before you shop, and help you with planning. 

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You can also protect your investment with the Route 66 Power Sports Warranty.

Play Smarter

However you find your fun, planning ahead for recreational financing is great advice. Get started with the application process below.


If you’re not ready to apply for a Recreational Use Loan, and have questions, we are here to help. Call 315-735-8571 to talk about your options or make an appointment with one of our friendly and knowledgeable representatives today.

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We look forward to helping you.

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Boat Loans come in a variety of terms and rates that depend on the length of the loan as well as your credit and... 

— Boat Loan requirements blog
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Not sure which model you can afford?

Check out our helpful calculator.

Recreational Loan Comparison