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Take a Daily Money Minute

June 9, 2023

A Quick Way to Manage Your Finances

Did you know that taking 60 seconds each day to just take a look at your balances and most recent transactions can help set the tone for your spending plans?

A daily money minute can be one of the quickest ways to stay on top of your finances and get into the habit of being aware of where you’re spending your money. This doesn’t involve studying and reconciling statements. It’s not necessary to use a calculator while analyzing spreadsheets and budgeting for the next 30, 60, or 90 days. All it takes is 60 seconds each day to help transcend your financial routines.

A Smiling Caucasian Female On Her Mobile Phone While Sitting At Home

As the title implies, a Daily Money Minute is basically taking one minute out of your day to check your current money situation. This could be accomplished each morning before work, during your lunch break, or even after dinner each evening. The specifics of how you do it are up to you. However, the goal is to check your financial situation once a day to determine the following:

  • What money came out of your account today?

  • Did you get paid?

  • Have all of your expected electronic payments for the month cleared your account yet?

  • What is your balance?

By performing a daily money minute, you’re actively working on your finances every day. It can improve your budget immensely. One of the biggest issues people face with budgeting is that they don’t spend enough time on them to fully evaluate their spending habits. Inadequate monitoring also doesn’t allow you to find short-term issues that might come up. This is critical if you notice charges you did not expect, and it can help you find suspicious activity right away. Plus, it allows you to adjust your spending on a daily basis to help you stay on budget without issues. If you don’t stay on top of things, you might end up with other problems, such as missing a payment or overdraft fees. It is far better to work on your finances a little each day. 

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Visit our Budgeting page for more tools that can help you keep your finances on track and help you save. You can also speak to one of our friendly Financial Service Representatives by calling 315-735-8571 or by scheduling an appointment today.

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