Why Get Pre-approved?
First, you’ll know exactly how much you can borrow. To start, you can get a rough idea by viewing our motorcycle loan rate page or using our motorcycle loan calculator. Then submit a preliminary application for your loan. We'll review and if you qualify, we can recommend a loan. We'll work with you on how much you can borrow, the interest rate and what the terms of the loan will be. This way you know up front the type of bike you can afford.
You can go into negotiations with the confidence of someone who has cash in hand; which can also make pricing clearer from a dealer who might otherwise try to sell you on their financing options, which can come at a higher rate.
Is There A Commitment?
When you get pre-approved, you don’t have to make a commitment to secure the loan for 30 days. During that time, it’s ammunition to help you negotiate your motorcycle purchase with the dealer.
Applying to get your Motorcycle Loan pre-approved is easy. Simply click “Apply Now” to start the application process. If you have more questions, we’re happy to help. Give us a call at 315-735-8571 to discuss your options.